USDA Section 502 Direct Single Family Housing Loan (Utah)

USDA Section 502 Direct Single Family Housing Loan (Utah) es una primera hipoteca para compradores de vivienda en Statewide, Utah, a cargo de USDA Rural Development - Rural Housing Service (Utah State Office). The USDA Section 502 Direct Home Loan Program provides up to 100% financing (typically no down payment) to low- and very-low-income applicants to buy, build, repair, renovate, or relocate a home in eligible rural Utah areas. USDA provides 'payment assistance,' a subsidy that can lower the effective rate to as low as 1% based on adjusted family income. Administered directly by USDA RD; applications accepted year-round. Up to 100% financing, typically no down payment. Payment-assistance subsidy reduces effective rate to as low as 1%. 33-year term (38 yrs for very-low-income).

USDA Section 502 Direct Single Family Housing Loan (Utah) es una primera hipoteca y se reembolsa según los términos que fija USDA Rural Development - Rural Housing Service (Utah State Office). El reembolso se activa por Portion of payment subsidy subject to recapture when title transfers or borrower no longer occupies the dwelling. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

USDA Section 502 Direct Single Family Housing Loan (Utah) está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Loan term: Up to 33 years (38 years for very-low-income applicants unable to afford the 33-year term).. Adjusted income at/below the applicable low-income limit; inability to obtain other financing on reasonable terms; primary-residence occupancy; eligible-rural-area property under the area loan limit; citizen/eligible-noncitizen. Effective June 1, 2026 base rate 5.125% (reducible to as low as 1% with payment assistance). First mortgage itself rather than a subordinate DPA.

USDA Section 502 Direct Single Family Housing Loan (Utah) fija su límite de ingresos así: Adjusted income at/below the applicable area low-income limit; very-low- and low-income tiers apply. Limits vary by county/household size per USDA Direct Loan income-limit map. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

USDA Section 502 Direct Single Family Housing Loan (Utah) limita el precio de compra así: Property market value must not exceed the USDA area loan limit for the county. Los tipos de propiedad elegibles incluyen Single Family. La construcción nueva es elegible.

USDA Section 502 Direct Single Family Housing Loan (Utah) atiende a compradores de vivienda que compran en Statewide, Utah.

Las solicitudes de USDA Section 502 Direct Single Family Housing Loan (Utah) se tramitan a través de USDA Rural Development - Rural Housing Service (Utah State Office), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.