RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk)

RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) es ayuda para el pago inicial para compradores de vivienda en Richmond, Virginia, a cargo de Richmond Redevelopment & Housing Authority (RRHA). RRHA's homeownership initiative sells renovated, affordable single-family homes to first-time and low-to-moderate-income buyers in targeted Richmond neighborhoods. Through the Neighborhood Homeownership Initiative and Greenwalk programs, RRHA acquires and renovates homes that are sold to households earning below 80% of AMI, while the ComeHome program helps RRHA public-housing residents and voucher holders transition to ownership. Below-market purchase of renovated single-family homes. Energy-efficient EarthCraft-certified homes (Greenwalk). Pathway to ownership for public-housing residents and voucher holders (ComeHome). Neighborhood revitalization. Los fondos provienen de Federal and private funds (historically HUD HOPE VI, HOME, CDBG); program sells RRHA-renovated homes.

RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) es ayuda para el pago inicial y se reembolsa según los términos que fija Richmond Redevelopment & Housing Authority (RRHA). Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Comprador de vivienda por primera vez” suele significar no haber sido dueño de una vivienda en los últimos tres años, pero el programa fija su propia definición. Requisito de residencia: ComeHome is limited to RRHA public-housing residents and voucher holders; NHI/Greenwalk homes are in specific Richmond neighborhoods (Randolph/Maymont, Highland Park, Southside, Blackwell). RRHA's active homeownership programs are ComeHome (2023-present, for RRHA residents/voucher holders), the Neighborhood Homeownership Initiative (119 renovated homes for buyers <80% AMI), and Greenwalk (EarthCraft homes for first-time buyers <80% AMI). Distinct from the City of Richmond HOME Homeownership program. GAPS: per-unit assistance amount, interest rate, loan term, forgiveness terms, recapture, credit score, DTI, homebuyer-education requirement, max purchase price, participating lenders, and full income-limit table by household size are not published — confirm directly with RRHA at (804) 780-4200.

RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Neighborhood Homeownership Initiative and Greenwalk homes are sold to households with incomes below 80% of Area Median Income. Full income-limit table by household size not published (confirm 80% AMI dollar limits for the Richmond, VA MSA with RRHA). ComeHome is restricted to current RRHA public-housing residents and Housing Choice Voucher holders. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) se puede usar para Single Family. La construcción nueva no es elegible. Las viviendas prefabricadas no son elegibles.

RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) atiende a compradores de vivienda que compran en Richmond, Virginia. El programa se dirige a áreas específicas: Randolph/Maymont, Highland Park, Southside, Blackwell, and Randolph neighborhoods of Richmond.

Las solicitudes de RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) se tramitan a través de Richmond Redevelopment & Housing Authority (RRHA), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.