Habitat for Humanity of the Eastern Bighorns Homeownership Program

Habitat for Humanity of the Eastern Bighorns Homeownership Program es ayuda para el pago inicial para compradores de vivienda en Sheridan, Wyoming, a cargo de Habitat for Humanity of the Eastern Bighorns. Habitat for Humanity of the Eastern Bighorns builds simple, decent homes sold at no profit to partner families in the Sheridan area, financed with a no-interest Habitat mortgage and a minimal $3,500 down payment. Applicants must demonstrate housing need, willingness to partner (completing 200-400 sweat equity hours based on family size plus required homeownership workshops), and ability to pay. Income must fall between 30% and 80% of median income and within HUD limits for Sheridan County. 0% interest mortgage. Low $3,500 down payment. Home sold at no profit. Sweat equity builds ownership. Required homeownership workshops. Los fondos provienen de Volunteer labor, donations of money and materials, homeowner mortgage payments.

Habitat for Humanity of the Eastern Bighorns Homeownership Program es ayuda para el pago inicial y se reembolsa según los términos que fija Habitat for Humanity of the Eastern Bighorns. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Habitat for Humanity of the Eastern Bighorns Homeownership Program está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Sobre el crédito, el programa indica: A minimum credit score is required (specific number not published); credit report must be clear of bankruptcies, judgments, or foreclosures within the last 3 years. Se requiere un curso de educación para compradores de vivienda, a través de Habitat Eastern Bighorns Homeownership Preparation Workshops. 0% interest Habitat mortgage. 200-400 hours of sweat equity required (varies by family size); up to 30% of hours may come from recruited volunteers; credit must be free of bankruptcies, judgments, or foreclosures in last 3 years; workshops required before closing. Gaps: exact credit minimum, DTI, AMI dollar amounts, term length, and lien position not published.

Habitat for Humanity of the Eastern Bighorns Homeownership Program fija su límite de ingresos así: Serves families and individuals between 30% and 80% of median income; income must fall within HUD income limits for Sheridan County, WY. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Habitat for Humanity of the Eastern Bighorns Homeownership Program limita el precio de compra así: Homes sold to partner families at no profit. Los tipos de propiedad elegibles incluyen Single Family. La construcción nueva es elegible. Las viviendas prefabricadas no son elegibles.

Habitat for Humanity of the Eastern Bighorns Homeownership Program atiende a compradores de vivienda que compran en Sheridan, Wyoming.

Las solicitudes de Habitat for Humanity of the Eastern Bighorns Homeownership Program se tramitan a través de Habitat for Humanity of the Eastern Bighorns, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Open application cycle; information session required before application. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.