Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance est un prêt annulable pour les futurs propriétaires de Dubuque, Iowa, sous la gestion de Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by East Central Intergovernmental Association (ECIA) / Eastern Iowa Regional Housing Authority (EIRHA). The Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by ECIA/EIRHA, provides down payment assistance to help low- and moderate-income households purchase a primary residence in the five-county region: Dubuque (excluding the city of Dubuque), Delaware, Jackson, Cedar, and Clinton counties. Assistance is capped at $10,000 per household, provided as a grant structured as a 5-year forgivable award (no interest). A $200 housing counseling fee is deducted from the award and the recipient must complete an EIRHA HUD-certified Housing Counseling course. The buyer must obtain a fully amortized first mortgage from a regulated lender with a rate fixed for at least 5 years and a term of at least 15 years. Households must have income at or below 80% of area median income. Up to $10,000 in down payment assistance per household. 5-year forgivable grant with no interest. HUD-certified homeownership/housing counseling provided. Le financement provient de Iowa Finance Authority State Housing Trust Fund (Iowa Code 16.181); HUD HOME funds via IFA.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance offre jusqu’à $10,000 d’aide. Les montants sont les plafonds publiés par le programme, et non une offre — Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by East Central Intergovernmental Association (ECIA) / Eastern Iowa Regional Housing Authority (EIRHA) décide de chaque aide individuelle.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance est annulé après 5 ans : un futur propriétaire qui reste aussi longtemps n’a rien à rembourser. Les conditions d’annulation et de remboursement sont fixées par le programme et peuvent changer — vérifiez-les sur la page officielle du programme avant de déposer une demande.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance est ouvert à les futurs propriétaires qui occuperont le logement comme résidence principale. Un cours pour futurs propriétaires est obligatoire, auprès de Eastern Iowa Regional Housing Authority (EIRHA) HUD-certified Housing Counseling Program. Condition de résidence : Property must be located in the EIRHC service area: Dubuque County (excluding the city of Dubuque), Delaware, Jackson, Cedar, and Clinton counties, Iowa. staged from primary sources (eirha.org HAP FY25 + application + 2025 income-limit table); verify before publishing. The HAP labels the award both a $10,000 grant and a 5-year forgivable award; recorded as forgivable_loan with 0% / 5-year to capture the affordability period. First-time-homebuyer status is not required by the source; left blank. Excludes the city of Dubuque (distinct from the separate City of Dubuque program).

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance plafonne le revenu du ménage à 80 % du revenu médian de la zone, qui varie selon le comté et la taille du ménage. Adjusted annual household income at or below 80% of area median income (county-specific). 2025 limits effective 4/1/2025, 80% of median by household size 1-8: Cedar 58,450/66,800/75,150/83,500/90,200/96,900/103,550/110,250; Clinton 52,150/59,600/67,050/74,500/80,500/86,450/92,400/98,350; Dubuque 57,550/65,750/73,950/82,150/88,750/95,300/101,900/108,450; Delaware 54,250/62,000/69,750/77,500/83,700/89,900/96,100/102,300; Jackson 53,300/60,900/68,500/76,100/82,200/88,300/94,400/100,500. At least 30% of state HTF funds must benefit households at or below 30% AMI. Le plafond s’applique au revenu total du ménage, pas seulement à celui de l’emprunteur. Le programme indique une taille de ménage maximale de 8. Les chiffres du revenu médian de la zone sont publiés par HUD et mis à jour chaque année : consultez le tableau en vigueur pour le comté avant de vous fier à un chiffre.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance peut servir pour Single Family.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance s’adresse aux futurs propriétaires qui achètent à Dubuque, Iowa.

Les demandes pour Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance passent par Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by East Central Intergovernmental Association (ECIA) / Eastern Iowa Regional Housing Authority (EIRHA), qui publie les conditions en vigueur et les étapes de la demande sur son propre site. Hey Prescott n’est pas un prêteur et n’accepte pas de demandes ; cette page décrit le programme pour qu’un futur propriétaire puisse en parler à un prêteur ou à un conseiller en logement.