Mortgage Credit Certificate (MCC) Program

Mortgage Credit Certificate (MCC) Program è un certificato di credito sul mutuo per chi compra casa in Mississippi, gestito da Mississippi Home Corporation. MHC's Mortgage Credit Certificate (MCC) Program, authorized under Section 25 of the Internal Revenue Code, entitles qualifying first-time homebuyers to a federal income tax credit equal to a fixed percentage of the mortgage interest paid each year on their principal residence. MHC began accepting MCC applications on March 21, 2024. Annual federal income tax credit calculated as a percentage of mortgage interest paid; dollar-for-dollar reduction of federal tax liability for the life of the original mortgage while the home remains the primary residence. I fondi provengono da Authorized in lieu of qualified mortgage (private activity) bonds under IRC Section 25.

Mortgage Credit Certificate (MCC) Program è un credito d'imposta e non un prestito, quindi non c'è nulla da restituire. Le condizioni di condono e di rimborso sono fissate dal programma e possono cambiare: verificale sulla pagina ufficiale del programma prima di fare domanda.

Mortgage Credit Certificate (MCC) Program è aperto a chi compra la prima casa e chi compra casa e ci vivrà come residenza principale. Qui "prima casa" prevede delle eccezioni: Three-year no-prior-ownership rule is waived if the residence is located in a designated Target Area. MCC cannot be issued in conjunction with the assumption, replacement, or refinancing of an existing mortgage (may replace construction/bridge financing of 24 months or less). Certificate holder must use the residence as principal residence within 60 days. A manufactured home qualifies only if it has at least 400 sq ft of living space, minimum width over 102 inches, and a fixed location. Reserved through a participating lender prior to closing.

Mortgage Credit Certificate (MCC) Program fissa un prezzo di acquisto massimo di $332,000. Le case prefabbricate sono idonee.

Mortgage Credit Certificate (MCC) Program si rivolge a chi compra casa in qualsiasi zona di Mississippi. Il programma si rivolge a zone specifiche: Target Areas are specified counties or portions of counties designated by the federal government; the first-time homebuyer requirement is waived in these areas.

Le domande per Mortgage Credit Certificate (MCC) Program passano da Mississippi Home Corporation, che pubblica sul proprio sito le condizioni attuali e i passaggi per fare domanda. Hey Prescott non è un istituto di credito e non accetta domande; questa pagina descrive il programma perché chi compra casa possa parlarne con un istituto di credito o un consulente abitativo.