Down Payment and Closing Costs Assistance Program

Down Payment and Closing Costs Assistance Program è un contributo a fondo perduto per chi compra casa in contea di Susquehanna|Wyoming|Bradford, Pennsylvania. Trehab Community Action Agency is the Northern Pennsylvania community action agency serving Susquehanna, Wyoming, and Bradford counties. Trehab's Down Payment and Closing Costs Assistance Program provides grants to first-time, low- and moderate-income homebuyers purchasing primary residences in their service area. Funding flows through the Pennsylvania Housing Finance Agency Housing Trust Fund and HUD Community Services Block Grant pass-through dollars. The grant is bundled with Trehab's HUD-certified pre-purchase homebuyer education program and one-on-one financial counseling. Closing-cost and down-payment assistance grant of up to $5,000 for first-time, low- and moderate-income homebuyers purchasing a primary residence in Trehab Community Action Agency's three-county service area: Susquehanna, Wyoming, and Bradford counties. Funds are sourced from PHFA Housing Trust Fund / HUD CSBG / Pennsylvania Department of Community and Economic Development pass-through dollars. The grant is non-repayable subject to recapture if the buyer fails to meet primary-residence requirements. I fondi provengono da PHFA Housing Trust Fund, HUD CSBG, State e Federal.

Down Payment and Closing Costs Assistance Program è un contributo a fondo perduto, quindi non va restituito. Il rimborso scatta in caso di Non-repayable grant subject to recapture if buyer fails to occupy the property as primary residence per program affordability terms. Le condizioni di condono e di rimborso sono fissate dal programma e possono cambiare: verificale sulla pagina ufficiale del programma prima di fare domanda.

Down Payment and Closing Costs Assistance Program è aperto a chi compra la prima casa e chi compra casa e ci vivrà come residenza principale. Qui "prima casa" prevede delle eccezioni: First-time homebuyer (no ownership of principal residence in prior 3 years). Sul credito, il programma afferma: Underwriting follows first-mortgage product; Trehab counsels borrowers with credit scores in the 600s. È richiesto un corso per chi compra casa, tramite Trehab CAA HUD-approved housing counseling program; pre-purchase 8-hour education and one-on-one counseling required. Requisito di residenza: Property must be located within Susquehanna, Wyoming, or Bradford County, PA, and occupied as primary residence. Cittadinanza o status migratorio: U.S. citizen or eligible non-citizen. Buyer must be a first-time homebuyer (no ownership of principal residence in prior 3 years) and purchase a primary residence in Susquehanna, Wyoming, or Bradford County. Buyer must complete Trehab pre-purchase counseling and 8-hour homebuyer education. Income limits track PHFA Housing Trust Fund / HUD CSBG limits applicable in the funding cycle. Property must pass HUD HQS / lead-based paint inspection.

Down Payment and Closing Costs Assistance Program stabilisce il proprio limite di reddito così: Income limits track PHFA Housing Trust Fund / HUD CSBG / DCED limits in the active funding cycle. Specific 2026 dollar limits not published; verify with Trehab CAA at intake. Il limite si applica al reddito totale del nucleo familiare, non solo a quello del richiedente del mutuo. Il programma indica una dimensione massima del nucleo familiare di 8. I dati sul reddito mediano dell'area sono pubblicati da HUD e aggiornati ogni anno, quindi controlla la tabella attuale della contea prima di basarti su una cifra.

Down Payment and Closing Costs Assistance Program limita il prezzo di acquisto così: Tracks PHFA / HUD HOME 95% area median purchase price for Susquehanna, Wyoming, and Bradford counties. I tipi di immobile idonei includono Single-family detached, Townhouse, Condominium e Manufactured (real-property only). Le nuove costruzioni sono idonee. Le case prefabbricate sono idonee.

Down Payment and Closing Costs Assistance Program si rivolge a chi compra casa in contea di Susquehanna|Wyoming|Bradford, Pennsylvania. Il programma si rivolge a zone specifiche: Susquehanna, Wyoming, and Bradford counties, PA.

Le domande per Down Payment and Closing Costs Assistance Program passano da l'ente che gestisce il programma, che pubblica sul proprio sito le condizioni attuali e i passaggi per fare domanda. I fondi vengono prenotati tramite First-come, first-served subject to annual PHFA Housing Trust Fund / CSBG allocation; applicants apply directly to Trehab. Hey Prescott non è un istituto di credito e non accetta domande; questa pagina descrive il programma perché chi compra casa possa parlarne con un istituto di credito o un consulente abitativo.