James City County First-Time Homebuyer Program

James City County First-Time Homebuyer Program è un secondo prestito differito per chi compra casa in Williamsburg, Virginia, gestito da James City County Office of Housing. The James City County Office of Housing First-Time Homebuyer Program offers homeowner education classes, credit report reviews, and housing counseling to assist County residents and the local workforce in purchasing affordable housing. The program assists qualified buyers with down payment and closing cost assistance, and in designated areas offers low-interest-rate financing. Hampton Roads Loan Fund Partnership HOME funds are available to assist with purchases throughout the County and the City of Williamsburg. Down payment assistance. Closing cost assistance. Free homebuyer education classes. Credit report review. Pre-purchase housing counseling. Low-interest-rate financing in designated areas. I fondi provengono da Federal HOME Investment Partnerships funds via Hampton Roads Planning District Commission - Hampton Roads Loan Fund Partnership (HRLFP); may be combined with Virginia Housing grants and SPARC reduced-rate financing.

James City County First-Time Homebuyer Program è differito, quindi non ci sono pagamenti finché la casa non viene venduta o rifinanziata, o finché il mutuo principale non è estinto. Il rimborso scatta in caso di Sale, transfer, refinance, or loss of owner-occupancy may trigger repayment under the underlying Hampton Roads Loan Fund Partnership / HOME deferred loan terms (specific term not stated on JCC primary source). L'aiuto è iscritto in posizione Second. Le condizioni di condono e di rimborso sono fissate dal programma e possono cambiare: verificale sulla pagina ufficiale del programma prima di fare domanda.

James City County First-Time Homebuyer Program è aperto a chi compra la prima casa e chi compra casa e ci vivrà come residenza principale. Qui "prima casa" prevede delle eccezioni: Treated as first-time homebuyer if applicant has not owned a home in the last 3 years. Sul credito, il programma afferma: Credit score of 620 or higher. È richiesto un corso per chi compra casa, tramite James City County Office of Housing homebuyer education classes; pre-purchase housing counseling provided by the Office of Housing. Requisito di residenza: Program serves James City County residents and the local workforce; assistance is to purchase homes throughout James City County and the City of Williamsburg. Must not have owned a home in the last 3 years; household income at or below 80% AMI; credit score 620+; stable income sufficient for the mortgage payment. DPA sourced from Hampton Roads Loan Fund Partnership HOME funds; may combine with Virginia Housing grants and SPARC.

James City County First-Time Homebuyer Program limita il reddito familiare al 80% del reddito mediano dell'area, che varia in base alla contea e alla dimensione del nucleo familiare. Household income may not exceed 80% of Area Median Income (HUD AMI for the Virginia Beach-Norfolk-Newport News, VA-NC HUD metro). Specific per-household-size dollar limits not published on the JCC program page; determined at application using current HUD income limits. Il limite si applica al reddito totale del nucleo familiare, non solo a quello del richiedente del mutuo. I dati sul reddito mediano dell'area sono pubblicati da HUD e aggiornati ogni anno, quindi controlla la tabella attuale della contea prima di basarti su una cifra.

James City County First-Time Homebuyer Program limita il prezzo di acquisto così: Subject to HRLFP / HOME maximum purchase price limits; specific cap not stated on JCC primary source. I tipi di immobile idonei includono Single Family, Townhouse e Condo.

James City County First-Time Homebuyer Program si rivolge a chi compra casa in Williamsburg, Virginia. Il programma si rivolge a zone specifiche: In designated areas the program offers low-interest-rate financing in addition to down payment/closing-cost assistance.

Le domande per James City County First-Time Homebuyer Program passano da James City County Office of Housing, che pubblica sul proprio sito le condizioni attuali e i passaggi per fare domanda. I fondi vengono prenotati tramite Application submitted to James City County Office of Housing (online application); subject to availability of HRLFP HOME funds. Hey Prescott non è un istituto di credito e non accetta domande; questa pagina descrive il programma perché chi compra casa possa parlarne con un istituto di credito o un consulente abitativo.