First Front Door (FFD)

First Front Door (FFD)은(는) Delaware 주택 구매자를 위한 보조금이며, FHLBank Pittsburgh (Federal Home Loan Bank of Pittsburgh)에서 운영합니다. First Front Door (FFD) is a homebuyer grant from FHLBank Pittsburgh offered through its member financial institutions in Delaware, Pennsylvania and West Virginia. First-time homebuyers at or below 80% AMI who contribute at least $1,500 of their own funds can receive up to $15,000 toward down payment and closing costs. The grant carries a 5-year retention period secured by a deed restriction, with prorated recapture on early sale or refinance. Up to $15,000 toward down payment and closing costs. No monthly payments. Forgiven after 5 years of ownership. Can be combined with other assistance. Works with FHA, VA, USDA and conventional first mortgages. 재원은 FHLBank Pittsburgh member-funded voluntary housing grant program (Affordable Housing Program set-aside)에서 나옵니다.

First Front Door (FFD)은(는) 최대 $15,000의 지원을 제공합니다. 지원 등급: Two products: First Front Door (FFD, ≤80% AMI) and First Front Door Keys (≤120% AMI, first-generation first-time homebuyers). 주택 구매자 부담금: Homebuyer must contribute a minimum of $1,500 in personal funds toward down payment and closing costs. 이 프로그램은 Can be layered with other down payment / closing-cost assistance programs subject to member and program rules.와(과) 함께 이용할 수 있습니다. 금액은 프로그램이 공개한 최대 금액이며 제안이 아닙니다 — 개인별 지원 금액은 FHLBank Pittsburgh (Federal Home Loan Bank of Pittsburgh)에서 정합니다.

First Front Door (FFD)은(는) 보조금 형태이므로 상환하지 않습니다. 상환 사유: Repayment of a prorated portion of the grant is required if the home is sold or refinanced within the 5-year retention period; the obligation is secured by a Real Estate Retention Agreement (deed restriction). 탕감 및 상환 조건은 프로그램이 정하며 바뀔 수 있습니다 — 신청 전에 공식 프로그램 페이지에서 확인하세요.

First Front Door (FFD)의 대상: 생애 첫 주택 구매자 및 주택을 주 거주지로 사용할 주택 구매자. 여기서 "생애 첫"에는 예외가 있습니다: First-time homebuyer = has not owned an eligible property used as a primary residence in the last three years. If purchasing jointly, at least one buyer must meet the three-year test. Also includes a person who previously owned jointly and is now buying independently, and owners of an investment property they have not lived in. 신용에 대해 프로그램은 다음과 같이 명시합니다: Not set by FFD; determined by the participating member's first-mortgage underwriting. 주택 구매자 교육 이수가 필요하며, At least 4 hours of homeownership counseling (including predatory lending) prior to purchase, through a HUD-approved or FHLBank-approved counseling agency; online options include eHome America, Framework, Fannie Mae HomeView, Freddie Mac CreditSmart, and PHFA online counseling.을(를) 통해 받습니다. Available only through participating FHLBank Pittsburgh members. Lien position, max purchase price, credit score and DTI are set by the member's first-mortgage underwriting and were not specified on the FFD program page (left null). Funds are limited and awarded first-come, first-served during an annual round.

First Front Door (FFD)은(는) 가구 소득을 지역 중위 소득의 80%로 제한하며, 이 금액은 카운티와 가구 규모에 따라 다릅니다. Household income must be at or below 80% of the area median income (AMI) at the time of registration, as published by HUD for the property location/household size. 한도는 차입자 본인의 소득만이 아니라 가구 전체 소득에 적용됩니다. 지역 중위 소득 수치는 HUD가 발표하고 매년 갱신하므로, 수치를 믿고 판단하기 전에 해당 카운티의 최신 표를 확인하세요.

First Front Door (FFD)은(는) Single Family, Condo 및 Townhouse에 사용할 수 있습니다.

First Front Door (FFD)은(는) Delaware 어디에서나 주택을 구매하는 주택 구매자를 지원합니다.

First Front Door (FFD) 신청은 FHLBank Pittsburgh (Federal Home Loan Bank of Pittsburgh)을(를) 통해 진행되며, 해당 기관이 자체 사이트에 최신 조건과 신청 절차를 게시합니다. 자금 예약: Members submit reservation requests during an annual open funding round; FHLBank processes/approves completed reservations within 10 business days on a first-come, first-served basis until funds are exhausted. 2026 round opens May 19, 9 a.m. Eastern. Hey Prescott는 대출 기관이 아니며 신청서를 받지 않습니다. 이 페이지는 주택 구매자가 대출 기관이나 주택 상담사에게 가져갈 수 있도록 프로그램을 설명합니다.