Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance은(는) Dubuque, Iowa 주택 구매자를 위한 탕감 가능 대출이며, Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by East Central Intergovernmental Association (ECIA) / Eastern Iowa Regional Housing Authority (EIRHA)에서 운영합니다. The Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by ECIA/EIRHA, provides down payment assistance to help low- and moderate-income households purchase a primary residence in the five-county region: Dubuque (excluding the city of Dubuque), Delaware, Jackson, Cedar, and Clinton counties. Assistance is capped at $10,000 per household, provided as a grant structured as a 5-year forgivable award (no interest). A $200 housing counseling fee is deducted from the award and the recipient must complete an EIRHA HUD-certified Housing Counseling course. The buyer must obtain a fully amortized first mortgage from a regulated lender with a rate fixed for at least 5 years and a term of at least 15 years. Households must have income at or below 80% of area median income. Up to $10,000 in down payment assistance per household. 5-year forgivable grant with no interest. HUD-certified homeownership/housing counseling provided. 재원은 Iowa Finance Authority State Housing Trust Fund (Iowa Code 16.181); HUD HOME funds via IFA에서 나옵니다.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance은(는) 최대 $10,000의 지원을 제공합니다. 금액은 프로그램이 공개한 최대 금액이며 제안이 아닙니다 — 개인별 지원 금액은 Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by East Central Intergovernmental Association (ECIA) / Eastern Iowa Regional Housing Authority (EIRHA)에서 정합니다.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance은(는) 5년 후 탕감되므로, 그 기간 동안 거주한 주택 구매자는 상환하지 않습니다. 탕감 및 상환 조건은 프로그램이 정하며 바뀔 수 있습니다 — 신청 전에 공식 프로그램 페이지에서 확인하세요.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance의 대상: 주택을 주 거주지로 사용할 주택 구매자. 주택 구매자 교육 이수가 필요하며, Eastern Iowa Regional Housing Authority (EIRHA) HUD-certified Housing Counseling Program을(를) 통해 받습니다. 거주 요건: Property must be located in the EIRHC service area: Dubuque County (excluding the city of Dubuque), Delaware, Jackson, Cedar, and Clinton counties, Iowa. staged from primary sources (eirha.org HAP FY25 + application + 2025 income-limit table); verify before publishing. The HAP labels the award both a $10,000 grant and a 5-year forgivable award; recorded as forgivable_loan with 0% / 5-year to capture the affordability period. First-time-homebuyer status is not required by the source; left blank. Excludes the city of Dubuque (distinct from the separate City of Dubuque program).

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance은(는) 가구 소득을 지역 중위 소득의 80%로 제한하며, 이 금액은 카운티와 가구 규모에 따라 다릅니다. Adjusted annual household income at or below 80% of area median income (county-specific). 2025 limits effective 4/1/2025, 80% of median by household size 1-8: Cedar 58,450/66,800/75,150/83,500/90,200/96,900/103,550/110,250; Clinton 52,150/59,600/67,050/74,500/80,500/86,450/92,400/98,350; Dubuque 57,550/65,750/73,950/82,150/88,750/95,300/101,900/108,450; Delaware 54,250/62,000/69,750/77,500/83,700/89,900/96,100/102,300; Jackson 53,300/60,900/68,500/76,100/82,200/88,300/94,400/100,500. At least 30% of state HTF funds must benefit households at or below 30% AMI. 한도는 차입자 본인의 소득만이 아니라 가구 전체 소득에 적용됩니다. 프로그램에 명시된 최대 가구 규모는 8명입니다. 지역 중위 소득 수치는 HUD가 발표하고 매년 갱신하므로, 수치를 믿고 판단하기 전에 해당 카운티의 최신 표를 확인하세요.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance은(는) Single Family에 사용할 수 있습니다.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance은(는) Dubuque, Iowa에서 주택을 구매하는 주택 구매자를 지원합니다.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance 신청은 Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by East Central Intergovernmental Association (ECIA) / Eastern Iowa Regional Housing Authority (EIRHA)을(를) 통해 진행되며, 해당 기관이 자체 사이트에 최신 조건과 신청 절차를 게시합니다. Hey Prescott는 대출 기관이 아니며 신청서를 받지 않습니다. 이 페이지는 주택 구매자가 대출 기관이나 주택 상담사에게 가져갈 수 있도록 프로그램을 설명합니다.