SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance

SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance은(는) Creston, Iowa 주택 구매자를 위한 상환 유예 후순위 대출이며, Southern Iowa Council of Governments (SICOG) / Southern Iowa Development Group, Inc. (SIDG)에서 운영합니다. The Southern Iowa Development Group, Inc. Housing Revolving Loan Fund (SIDG H-RLF), administered through SICOG, helps first-time homebuyers in SIDG's eight-county region overcome the down payment obstacle. Loans of up to $6,500 are made for down payment assistance only and must be matched dollar-for-dollar with the borrower's own funds. The loan carries a fixed 2% interest rate over a seven-year term, with the first two years deferred of interest and payments. A $100 application fee and 1% closing cost apply. The home must be the borrower's principal residence. Each loan requires a 25% local match (from a local bank, development group, realtor, city, county, or private individual). A first-time homebuyer is someone who has not owned or purchased a home in the last three years. Down payment assistance loan up to $6,500. Fixed 2% interest with first two years deferred. Seven-year term. 재원은 Southern Iowa Development Group, Inc. Housing Revolving Loan Fund (SIDG H-RLF); requires 25% local match (bank, development group, realtor, city, county, or private individual)에서 나옵니다.

SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance은(는) 최대 $6,500의 지원을 제공합니다. 주택 구매자 부담금: Borrower must match the loan dollar-for-dollar with their own funds (e.g., up to $6,500 borrower contribution for a $6,500 loan). 금액은 프로그램이 공개한 최대 금액이며 제안이 아닙니다 — 개인별 지원 금액은 Southern Iowa Council of Governments (SICOG) / Southern Iowa Development Group, Inc. (SIDG)에서 정합니다.

SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance은(는) 상환이 유예되므로, 주택을 팔거나 재융자하거나 선순위 모기지를 다 갚을 때까지 납부할 금액이 없습니다. 상환 사유: Repayable loan: 7-year term with the first two years deferred of interest and payments; principal and 2% interest repaid over the remaining term. Not forgivable. Official source does not state acceleration on sale/refinance/loss of owner-occupancy. 탕감 및 상환 조건은 프로그램이 정하며 바뀔 수 있습니다 — 신청 전에 공식 프로그램 페이지에서 확인하세요.

SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance의 대상: 생애 첫 주택 구매자 및 주택을 주 거주지로 사용할 주택 구매자. "생애 첫 주택 구매자"는 보통 지난 세 해 동안 집을 소유한 적이 없다는 뜻이지만, 프로그램마다 자체 정의를 정합니다. 거주 요건: Property must be located in one of SIDG's eight counties (Adair, Adams, Clarke, Decatur, Madison, Ringgold, Taylor, Union) where local match has been provided. staged from primary sources (sicog.com/housing + H-RLF brochure); verify before publishing. Distinct from the SW Iowa SWIPCO program. Income table, credit/DTI, max purchase price, and education requirements not published on the official source; left blank.

SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance의 소득 한도는 다음과 같습니다: No hard income cap is published; SIDG can generally make a loan to a borrower at any income level, but at least 51% of first-time homebuyers assisted must meet low-to-moderate income guidelines. Specific income tables by household size are not published on the official source. 지역 중위 소득 수치는 HUD가 발표하고 매년 갱신하므로, 수치를 믿고 판단하기 전에 해당 카운티의 최신 표를 확인하세요.

SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance은(는) Single Family에 사용할 수 있습니다.

SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance은(는) Creston, Iowa에서 주택을 구매하는 주택 구매자를 지원합니다.

SICOG / SIDG Housing Revolving Loan Fund (H-RLF) Down Payment Assistance 신청은 Southern Iowa Council of Governments (SICOG) / Southern Iowa Development Group, Inc. (SIDG)을(를) 통해 진행되며, 해당 기관이 자체 사이트에 최신 조건과 신청 절차를 게시합니다. 자금 예약: Buyer typically contacts a participating local financial institution or realtor, which conducts the initial loan review and signs the SIDG loan application; inquiry form submitted to SICOG at (641) 782-8491. Hey Prescott는 대출 기관이 아니며 신청서를 받지 않습니다. 이 페이지는 주택 구매자가 대출 기관이나 주택 상담사에게 가져갈 수 있도록 프로그램을 설명합니다.