Susan's Savings First Time Home Buyers Program

Susan's Savings First Time Home Buyers Program은(는) Statewide, Kentucky 주택 구매자를 위한 보조금입니다. Employer-sponsored 2:1 matching grant for first-time homebuyer employees of Trilogy Health Services / Synchrony Health Services (senior care / SNF / LTC operator). Up to $7,000 lifetime match (save $3,500 over 3 years). Eligibility restricted to FT/PT employees in good standing for 6+ months, hourly rate <= $28.80. Funds paid directly to mortgage company at closing for down payment / closing costs. Pure grant, no lien, no repayment. Multi-state employer footprint (KY/IN/OH/MI); recorded as Statewide for KY database with employer-specific eligibility documented. Susan's Savings is a 2-to-1 employer matching grant program for first-time homebuyer employees of Trilogy Health Services and Synchrony Health Services. Employees set up a direct-deposit savings plan with banking partner Fifth Third Bank. the Trilogy Health Services Foundation matches every saved dollar 2:1 (i.e., $1 saved = $2 in matched grant). The match is tiered by savings duration and amount: save up to $1,000 over 6 months -> $2,000 match. save up to $1,500 over 1 year -> $3,000 match. save up to $2,500 over 2 years -> $5,000 match. save up to $3,500 over 3 years -> $7,000 match (program cap). At closing, the matched grant is paid directly to the buyer's mortgage company for down payment and closing costs. The grant is non-repayable, with no lien, no second mortgage, and no occupancy term beyond standard first-mortgage requirements. Named for Susan Bufford, wife of Trilogy founder Randy Bufford. 전국 프로그램이므로 한 주나 한 도시에 국한되지 않고 이용할 수 있습니다. 재원은 Private, Employer 및 Foundation에서 나옵니다.

Susan's Savings First Time Home Buyers Program은(는) 보조금 형태이므로 상환하지 않습니다. 상환 사유: None - true grant 및 no repayment, no lien, no occupancy claw-back. 지원금은 1st Lien (grant - no separate lien) 순위로 등기됩니다. 탕감 및 상환 조건은 프로그램이 정하며 바뀔 수 있습니다 — 신청 전에 공식 프로그램 페이지에서 확인하세요.

Susan's Savings First Time Home Buyers Program의 대상: 생애 첫 주택 구매자 및 주택을 주 거주지로 사용할 주택 구매자. 여기서 "생애 첫"에는 예외가 있습니다: First-time homebuyer required; no published exceptions for displaced homemakers / etc. 신용에 대해 프로그램은 다음과 같이 명시합니다: No Foundation-imposed minimum FICO; first-mortgage lender overlays apply. 거주 요건: No state or geographic residency requirement imposed by the Foundation. Employee can purchase a home in any state where Trilogy operates (Kentucky, Indiana, Ohio, Michigan) - or potentially elsewhere, subject to first-mortgage feasibility. The Foundation pays the matched grant to the closing mortgage company regardless of property state. 시민권 또는 이민 신분: Per first-mortgage product overlays. EMPLOYER-RESTRICTED PROGRAM. Open only to current employees of Trilogy Health Services or Synchrony Health Services. Eligibility (verbatim from Foundation page): (1) Open to both full-time and part-time employees; (2) Must be a first-time home buyer; (3) Must be employed at Trilogy for over 6 months and in good standing; (4) Must meet charitable-class guidelines: employees whose hourly rate is greater than $28.80 are not eligible (this acts as the income test - $28.80/hr x 2,080 hrs ~= $59,904/yr full-time). Employees set up direct deposit to Fifth Third Bank savings account via UKG (Pay > Direct Deposit > Add Direct Deposit) for a minimum of 6 months. Match is paid only upon successful first-home closing. Funds may be applied only to down payment and/or closing costs at closing. Maximum lifetime match $7,000.

Susan's Savings First Time Home Buyers Program은(는) 가구 소득을 $59,904(으)로 제한합니다. 지역 중위 소득 수치는 HUD가 발표하고 매년 갱신하므로, 수치를 믿고 판단하기 전에 해당 카운티의 최신 표를 확인하세요.

Susan's Savings First Time Home Buyers Program의 구매 가격 상한은 다음과 같습니다: No published maximum purchase price. 대상 주택 유형: Per first-mortgage product 및 no Foundation-imposed property-type restriction. 신축 주택도 대상입니다. 조립식 주택도 대상입니다.

Susan's Savings First Time Home Buyers Program은(는) 지원 대상 그룹으로 의료 종사자을(를) 명시합니다. 여기에 이름이 나온다는 것은 프로그램이 해당 그룹을 언급한다는 뜻이며, 그 그룹에 속한다는 것만으로 신청자가 자격을 갖춘다는 뜻은 아닙니다 — 나머지 자격 요건도 그대로 적용됩니다.

Susan's Savings First Time Home Buyers Program은(는) 전국 프로그램이므로 한 주에 국한되지 않습니다.

Susan's Savings First Time Home Buyers Program 신청은 운영 기관을(를) 통해 진행되며, 해당 기관이 자체 사이트에 최신 조건과 신청 절차를 게시합니다. 자금 예약: Employee enrolls via Foundation application form at thetrilogyfoundation.org. Sets up direct deposit to Fifth Third Bank savings via UKG. Saves for chosen tier duration (6 mo / 1 yr / 2 yr / 3 yr). Notifies Emily Taylor (Emily.Taylor@Trilogyhs.com) of pending closing. Foundation wires match to buyer's mortgage company at closing. Subject to annual Foundation funding availability. Hey Prescott는 대출 기관이 아니며 신청서를 받지 않습니다. 이 페이지는 주택 구매자가 대출 기관이나 주택 상담사에게 가져갈 수 있도록 프로그램을 설명합니다.