Twin Pines Housing Shared-Equity Homeownership Program (Down Payment Grants)

Twin Pines Housing Shared-Equity Homeownership Program (Down Payment Grants)은(는) Grafton 카운티, New Hampshire 주택 구매자를 위한 보조금이며, Twin Pines Housing (Twin Pines Housing Trust)에서 운영합니다. Twin Pines Housing is a community land trust serving the Upper Connecticut River Valley of NH and VT. Through its shared-equity homeownership program it provides down payment grants (up to $80,000 or 35% of price) that reduce a qualifying buyer's purchase price well below market value. In exchange the buyer accepts a permanent resale restriction limiting their share of future appreciation, keeping the home affordable for the next income-eligible buyer. In New Hampshire the program operates in Grafton County. Down payment grant up to $80,000 (lesser of $80,000 or 35% of price). Possible closing cost assistance up to $4,000. Below-market purchase price reduces mortgage and monthly cost. Long-term stewardship support. Strong foreclosure-prevention track record.

Twin Pines Housing Shared-Equity Homeownership Program (Down Payment Grants)은(는) 최대 $80,000의 지원을 제공합니다. 주택 구매자 부담금: Minimum $2,000 of personal savings toward closing costs / purchase price. 금액은 프로그램이 공개한 최대 금액이며 제안이 아닙니다 — 개인별 지원 금액은 Twin Pines Housing (Twin Pines Housing Trust)에서 정합니다.

Twin Pines Housing Shared-Equity Homeownership Program (Down Payment Grants)은(는) 보조금 형태이므로 상환하지 않습니다. 상환 사유: Shared-equity grant, not repayable. At resale the homeowner receives only ~25% of appreciation; the grant value plus the balance of appreciation stays in the home to preserve affordability for the next income-eligible buyer. 지원금은 Affordability covenant / resale restriction recorded against the property (CLT model) 순위로 등기됩니다. 탕감 및 상환 조건은 프로그램이 정하며 바뀔 수 있습니다 — 신청 전에 공식 프로그램 페이지에서 확인하세요.

Twin Pines Housing Shared-Equity Homeownership Program (Down Payment Grants)의 대상: 주택을 주 거주지로 사용할 주택 구매자. 주택 구매자 교육 이수가 필요하며, Approved Homebuyer Education Workshop (NeighborWorks 8-hour curriculum); for NH buyers, AHEAD offers approved classes.을(를) 통해 받습니다. 거주 요건: Must occupy as a primary residence at least nine months/year (limited case-by-case exceptions). Approved TPH grant application on file; lender prequalification letter dated within 60 days; minimum $2,000 personal savings; completed homebuyer education; TPH/funder approval of financing, DTI, inspection and appraisal; cannot currently own a primary residence; asset limits apply.

Twin Pines Housing Shared-Equity Homeownership Program (Down Payment Grants)은(는) 가구 소득을 지역 중위 소득의 120%로 제한하며, 이 금액은 카운티와 가구 규모에 따라 다릅니다. Generally may not earn more than 120% of county median income at time of purchase; adjusted annually by HUD (~April). NH portion of the program is in Grafton County; published worked examples in TPH documents reference Vermont's Windsor/Orange Counties, and the Grafton County NH limit table by household size was not published in the fetched documents. 한도는 차입자 본인의 소득만이 아니라 가구 전체 소득에 적용됩니다. 지역 중위 소득 수치는 HUD가 발표하고 매년 갱신하므로, 수치를 믿고 판단하기 전에 해당 카운티의 최신 표를 확인하세요.

Twin Pines Housing Shared-Equity Homeownership Program (Down Payment Grants)은(는) Single Family 및 Condo에 사용할 수 있습니다. 조립식 주택은 대상이 아닙니다.

Twin Pines Housing Shared-Equity Homeownership Program (Down Payment Grants)은(는) Grafton 카운티, New Hampshire에서 주택을 구매하는 주택 구매자를 지원합니다.

Twin Pines Housing Shared-Equity Homeownership Program (Down Payment Grants) 신청은 Twin Pines Housing (Twin Pines Housing Trust)을(를) 통해 진행되며, 해당 기관이 자체 사이트에 최신 조건과 신청 절차를 게시합니다. Hey Prescott는 대출 기관이 아니며 신청서를 받지 않습니다. 이 페이지는 주택 구매자가 대출 기관이나 주택 상담사에게 가져갈 수 있도록 프로그램을 설명합니다.