PHA Housing Choice Homeownership Program

PHA Housing Choice Homeownership Program은(는) Philadelphia, Pennsylvania 주택 구매자를 위한 계약금 지원이며, Philadelphia Housing Authority (PHA)에서 운영합니다. The Philadelphia Housing Authority's Housing Choice Homeownership Program lets voucher participants apply their Housing Choice voucher toward a monthly mortgage payment instead of rent. Participants may use their Housing Choice vouchers to make monthly mortgage payments for a maximum term of 15 years on a mortgage loan of 20 years or more. Mortgage loans for less than 20 years may be subsidized for a maximum term of 10 years. The maximum term limit does not apply to elderly (being 62 or older) or disabled families. A monthly mortgage subsidy paid through the participant's Housing Choice voucher. As an alternative, the program offers an option to take a down payment assistance amount, equal to 12 months of their last calculated subsidy amount, for closing cost and down payment; choosing that option forfeits ongoing subsidy assistance during the mortgage period. 재원은 U.S. Department of Housing and Urban Development Housing Choice Voucher program에서 나옵니다.

PHA Housing Choice Homeownership Program은(는) 계약금 지원이며 Philadelphia Housing Authority (PHA)에서 정한 조건에 따라 상환합니다. 탕감 및 상환 조건은 프로그램이 정하며 바뀔 수 있습니다 — 신청 전에 공식 프로그램 페이지에서 확인하세요.

PHA Housing Choice Homeownership Program의 대상: 생애 첫 주택 구매자. "생애 첫 주택 구매자"는 보통 지난 세 해 동안 집을 소유한 적이 없다는 뜻이지만, 프로그램마다 자체 정의를 정합니다. 주택 구매자 교육 이수가 필요합니다. 거주 요건: Open to Philadelphia Housing Authority Housing Choice Voucher program participants. Applicants must be a first-time homebuyer and must be a family that has completed Pre-Purchase Housing Counseling. Applicants must meet minimum income requirements ($14,500 per year), or $6,624 per year for disabled families. Families must not have committed any criminal convictions in the past five years and must not have committed fraud using federal money. The home must pass two inspections, one by an inspector who is certified by the American Society of Home Inspection and a PHA Inspection. Contact the Homeownership Division at 215-684-8914.

PHA Housing Choice Homeownership Program은(는) Philadelphia, Pennsylvania에서 주택을 구매하는 주택 구매자를 지원합니다.

PHA Housing Choice Homeownership Program 신청은 Philadelphia Housing Authority (PHA)을(를) 통해 진행되며, 해당 기관이 자체 사이트에 최신 조건과 신청 절차를 게시합니다. Hey Prescott는 대출 기관이 아니며 신청서를 받지 않습니다. 이 페이지는 주택 구매자가 대출 기관이나 주택 상담사에게 가져갈 수 있도록 프로그램을 설명합니다.