Church Community Housing Corporation Community Land Trust Homeownership Program

Church Community Housing Corporation Community Land Trust Homeownership Program은(는) Newport, Rhode Island 주택 구매자를 위한 가치 상승분 공유 대출이며, Church Community Housing Corporation (CCHC)에서 운영합니다. Church Community Housing Corporation, a nonprofit founded in 1969 serving Newport County, RI, creates permanently affordable homeownership through a Community Land Trust (CLT) model. CCHC sells the home to an income-qualified buyer while retaining ownership of the underlying land, which lowers the purchase price and keeps the home affordable for future low-to-moderate-income families. CLT homes are available exclusively to graduates of CCHC's first-time homebuyer training course, and a long-term ground lease with resale restrictions preserves affordability across generations. Below-market purchase price via land trust. Permanently affordable homeownership. Mandatory homebuyer education and one-on-one budget/credit counseling. Ground-lease support. 재원은 Church Community Housing Corporation (nonprofit CDC) land trust에서 나옵니다.

Church Community Housing Corporation Community Land Trust Homeownership Program은(는) 가치 상승분 공유 대출이며 Church Community Housing Corporation (CCHC)에서 정한 조건에 따라 상환합니다. 상환 사유: Resale of the home is governed by the CLT ground lease, which caps the resale price (limited equity) so the home remains affordable to the next income-qualified buyer; the land trust retains ownership of the land. 탕감 및 상환 조건은 프로그램이 정하며 바뀔 수 있습니다 — 신청 전에 공식 프로그램 페이지에서 확인하세요.

Church Community Housing Corporation Community Land Trust Homeownership Program의 대상: 생애 첫 주택 구매자 및 주택을 주 거주지로 사용할 주택 구매자. "생애 첫 주택 구매자"는 보통 지난 세 해 동안 집을 소유한 적이 없다는 뜻이지만, 프로그램마다 자체 정의를 정합니다. 신용에 대해 프로그램은 다음과 같이 명시합니다: Not published; buyers must qualify for a mortgage. Credit reviewed one-on-one during required homebuyer training. 주택 구매자 교육 이수가 필요하며, CCHC homebuyer training (online via Zoom); includes one-on-one appointments with the Homebuyer Trainer to build a household budget and review credit. Register with Aubrey Collins, (401) 846-5114 ext. 111.을(를) 통해 받습니다. This is a Community Land Trust (limited-equity) homeownership program, NOT a cash down payment assistance grant or loan. Affordability comes from CCHC retaining the land and a resale-restricted ground lease. Completion of CCHC's homebuyer training is mandatory; CLT homes are exclusively available to course graduates.

Church Community Housing Corporation Community Land Trust Homeownership Program의 소득 한도는 다음과 같습니다: Restricted to low- and moderate-income households; CCHC guarantees future buyers are low-to-moderate-income. Specific income limits/AMI percentage are not published on the official site and vary by funding source and individual development. 한도는 차입자 본인의 소득만이 아니라 가구 전체 소득에 적용됩니다. 지역 중위 소득 수치는 HUD가 발표하고 매년 갱신하므로, 수치를 믿고 판단하기 전에 해당 카운티의 최신 표를 확인하세요.

Church Community Housing Corporation Community Land Trust Homeownership Program의 구매 가격 상한은 다음과 같습니다: Purchase price is reduced because CCHC retains the land; specific price by home/development not published online. 대상 주택 유형: Single Family 및 Condo. 신축 주택도 대상입니다. 조립식 주택은 대상이 아닙니다.

Church Community Housing Corporation Community Land Trust Homeownership Program은(는) Newport, Rhode Island에서 주택을 구매하는 주택 구매자를 지원합니다.

Church Community Housing Corporation Community Land Trust Homeownership Program 신청은 Church Community Housing Corporation (CCHC)을(를) 통해 진행되며, 해당 기관이 자체 사이트에 최신 조건과 신청 절차를 게시합니다. 자금 예약: Contact CCHC; CLT homes available only to graduates of CCHC's homebuyer training. Hey Prescott는 대출 기관이 아니며 신청서를 받지 않습니다. 이 페이지는 주택 구매자가 대출 기관이나 주택 상담사에게 가져갈 수 있도록 프로그램을 설명합니다.