Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance é um empréstimo perdoável para compradores de imóveis em Dubuque, Iowa, administrado por Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by East Central Intergovernmental Association (ECIA) / Eastern Iowa Regional Housing Authority (EIRHA). The Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by ECIA/EIRHA, provides down payment assistance to help low- and moderate-income households purchase a primary residence in the five-county region: Dubuque (excluding the city of Dubuque), Delaware, Jackson, Cedar, and Clinton counties. Assistance is capped at $10,000 per household, provided as a grant structured as a 5-year forgivable award (no interest). A $200 housing counseling fee is deducted from the award and the recipient must complete an EIRHA HUD-certified Housing Counseling course. The buyer must obtain a fully amortized first mortgage from a regulated lender with a rate fixed for at least 5 years and a term of at least 15 years. Households must have income at or below 80% of area median income. Up to $10,000 in down payment assistance per household. 5-year forgivable grant with no interest. HUD-certified homeownership/housing counseling provided. Os recursos vêm de Iowa Finance Authority State Housing Trust Fund (Iowa Code 16.181); HUD HOME funds via IFA.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance oferece até $10,000 de ajuda. Os valores são os máximos publicados pelo programa, não uma oferta — Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by East Central Intergovernmental Association (ECIA) / Eastern Iowa Regional Housing Authority (EIRHA) define qualquer ajuda individual.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance é perdoado após 5 anos, então o comprador de imóvel que permanecer esse tempo não o devolve. As condições de perdão e reembolso são definidas pelo programa e podem mudar — confirme-as na página oficial do programa antes de se inscrever.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance é aberto a compradores de imóveis que vão morar no imóvel como residência principal. É exigido um curso de educação para compradores de imóveis, por meio de Eastern Iowa Regional Housing Authority (EIRHA) HUD-certified Housing Counseling Program. Requisito de residência: Property must be located in the EIRHC service area: Dubuque County (excluding the city of Dubuque), Delaware, Jackson, Cedar, and Clinton counties, Iowa. staged from primary sources (eirha.org HAP FY25 + application + 2025 income-limit table); verify before publishing. The HAP labels the award both a $10,000 grant and a 5-year forgivable award; recorded as forgivable_loan with 0% / 5-year to capture the affordability period. First-time-homebuyer status is not required by the source; left blank. Excludes the city of Dubuque (distinct from the separate City of Dubuque program).

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance limita a renda familiar a 80% da renda mediana da região, que varia conforme o condado e o tamanho da família. Adjusted annual household income at or below 80% of area median income (county-specific). 2025 limits effective 4/1/2025, 80% of median by household size 1-8: Cedar 58,450/66,800/75,150/83,500/90,200/96,900/103,550/110,250; Clinton 52,150/59,600/67,050/74,500/80,500/86,450/92,400/98,350; Dubuque 57,550/65,750/73,950/82,150/88,750/95,300/101,900/108,450; Delaware 54,250/62,000/69,750/77,500/83,700/89,900/96,100/102,300; Jackson 53,300/60,900/68,500/76,100/82,200/88,300/94,400/100,500. At least 30% of state HTF funds must benefit households at or below 30% AMI. O limite vale para a renda total da família, não só a do mutuário. O programa indica um tamanho máximo de família de 8. Os valores da renda mediana da região são publicados pelo HUD e atualizados todo ano, então confira a tabela atual do condado antes de se basear em um número.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance pode ser usado para Single Family.

Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance atende compradores de imóveis que compram em Dubuque, Iowa.

As inscrições para Eastern Iowa Regional Housing Corporation Housing Trust Fund - Down Payment Assistance são feitas por meio de Eastern Iowa Regional Housing Corporation (EIRHC) Housing Trust Fund, administered by East Central Intergovernmental Association (ECIA) / Eastern Iowa Regional Housing Authority (EIRHA), que publica as condições atuais e as etapas da inscrição no próprio site. A Hey Prescott não é uma credora e não aceita inscrições; esta página descreve o programa para que um comprador de imóvel possa levá-lo a um credor ou a um conselheiro habitacional.