Susan's Savings First Time Home Buyers Program

Susan's Savings First Time Home Buyers Program é um subsídio para compradores de imóveis em Statewide, Kentucky. Employer-sponsored 2:1 matching grant for first-time homebuyer employees of Trilogy Health Services / Synchrony Health Services (senior care / SNF / LTC operator). Up to $7,000 lifetime match (save $3,500 over 3 years). Eligibility restricted to FT/PT employees in good standing for 6+ months, hourly rate <= $28.80. Funds paid directly to mortgage company at closing for down payment / closing costs. Pure grant, no lien, no repayment. Multi-state employer footprint (KY/IN/OH/MI); recorded as Statewide for KY database with employer-specific eligibility documented. Susan's Savings is a 2-to-1 employer matching grant program for first-time homebuyer employees of Trilogy Health Services and Synchrony Health Services. Employees set up a direct-deposit savings plan with banking partner Fifth Third Bank. the Trilogy Health Services Foundation matches every saved dollar 2:1 (i.e., $1 saved = $2 in matched grant). The match is tiered by savings duration and amount: save up to $1,000 over 6 months -> $2,000 match. save up to $1,500 over 1 year -> $3,000 match. save up to $2,500 over 2 years -> $5,000 match. save up to $3,500 over 3 years -> $7,000 match (program cap). At closing, the matched grant is paid directly to the buyer's mortgage company for down payment and closing costs. The grant is non-repayable, with no lien, no second mortgage, and no occupancy term beyond standard first-mortgage requirements. Named for Susan Bufford, wife of Trilogy founder Randy Bufford. Este é um programa nacional, então está disponível além de um único estado ou cidade. Os recursos vêm de Private, Employer e Foundation.

Susan's Savings First Time Home Buyers Program é estruturado como um subsídio, então não é devolvido. O reembolso é acionado por None - true grant e no repayment, no lien, no occupancy claw-back. A ajuda é registrada como ônus em posição 1st Lien (grant - no separate lien). As condições de perdão e reembolso são definidas pelo programa e podem mudar — confirme-as na página oficial do programa antes de se inscrever.

Susan's Savings First Time Home Buyers Program é aberto a compradores do primeiro imóvel e compradores de imóveis que vão morar no imóvel como residência principal. “Primeiro imóvel” tem exceções aqui: First-time homebuyer required; no published exceptions for displaced homemakers / etc. Sobre crédito, o programa afirma: No Foundation-imposed minimum FICO; first-mortgage lender overlays apply. Requisito de residência: No state or geographic residency requirement imposed by the Foundation. Employee can purchase a home in any state where Trilogy operates (Kentucky, Indiana, Ohio, Michigan) - or potentially elsewhere, subject to first-mortgage feasibility. The Foundation pays the matched grant to the closing mortgage company regardless of property state. Cidadania ou situação imigratória: Per first-mortgage product overlays. EMPLOYER-RESTRICTED PROGRAM. Open only to current employees of Trilogy Health Services or Synchrony Health Services. Eligibility (verbatim from Foundation page): (1) Open to both full-time and part-time employees; (2) Must be a first-time home buyer; (3) Must be employed at Trilogy for over 6 months and in good standing; (4) Must meet charitable-class guidelines: employees whose hourly rate is greater than $28.80 are not eligible (this acts as the income test - $28.80/hr x 2,080 hrs ~= $59,904/yr full-time). Employees set up direct deposit to Fifth Third Bank savings account via UKG (Pay > Direct Deposit > Add Direct Deposit) for a minimum of 6 months. Match is paid only upon successful first-home closing. Funds may be applied only to down payment and/or closing costs at closing. Maximum lifetime match $7,000.

Susan's Savings First Time Home Buyers Program limita a renda familiar a $59,904. Os valores da renda mediana da região são publicados pelo HUD e atualizados todo ano, então confira a tabela atual do condado antes de se basear em um número.

Susan's Savings First Time Home Buyers Program limita o preço de compra assim: No published maximum purchase price. Os tipos de imóvel elegíveis incluem Per first-mortgage product e no Foundation-imposed property-type restriction. Construções novas são elegíveis. Casas pré-fabricadas são elegíveis.

Susan's Savings First Time Home Buyers Program cita profissionais de saúde entre os grupos que atende. Aparecer aqui significa que o programa menciona o grupo, não que fazer parte dele, por si só, qualifique um candidato — as demais regras de elegibilidade continuam valendo.

Susan's Savings First Time Home Buyers Program é um programa nacional, então não se limita a um único estado.

As inscrições para Susan's Savings First Time Home Buyers Program são feitas por meio de o órgão que administra o programa, que publica as condições atuais e as etapas da inscrição no próprio site. Os recursos são reservados por meio de Employee enrolls via Foundation application form at thetrilogyfoundation.org. Sets up direct deposit to Fifth Third Bank savings via UKG. Saves for chosen tier duration (6 mo / 1 yr / 2 yr / 3 yr). Notifies Emily Taylor (Emily.Taylor@Trilogyhs.com) of pending closing. Foundation wires match to buyer's mortgage company at closing. Subject to annual Foundation funding availability. A Hey Prescott não é uma credora e não aceita inscrições; esta página descreve o programa para que um comprador de imóvel possa levá-lo a um credor ou a um conselheiro habitacional.