Fort Smith Homebuyers Assistance Program (FSHAP)

Ang Fort Smith Homebuyers Assistance Program (FSHAP) ay isang ipinagpalibang pangalawang loan para sa mga bibili ng bahay sa Fort Smith, Arkansas, na pinangangasiwaan ng Crawford-Sebastian Community Development Council (C-SCDC) Homeownership Center, using City of Fort Smith HOME funds. FSHAP is administered by the Crawford-Sebastian Homeownership Center using City of Fort Smith HUD HOME funds to help low- and moderate-income first-time and repeat homebuyers with down payment, closing costs, and principal reduction (purchase-price subsidy) for homes within the Fort Smith city limits. Secured by a deed restriction with an affordability period. Up to $10,000 toward down payment and closing costs; separately, up to $40,000 to subsidize the purchase price (gap/subsidy). Subsidy may not exceed the amount needed to make the home affordable. Ang pondo ay mula sa City of Fort Smith HUD HOME Investment Partnerships Program funds.

Nag-aalok ang Fort Smith Homebuyers Assistance Program (FSHAP) ng tulong na hanggang $40,000. Ang mga halaga ay ang pinakamataas na inilathala ng programa, hindi isang alok — ang Crawford-Sebastian Community Development Council (C-SCDC) Homeownership Center, using City of Fort Smith HOME funds ang nagpapasya sa anumang indibidwal na award.

Ipinagpaliban ang Fort Smith Homebuyers Assistance Program (FSHAP), kaya walang bayarin hanggang maibenta o ma-refinance ang bahay, o mabayaran nang buo ang unang mortgage. Kailangang bayaran kapag may If the borrower sells before the end of the affordability period, a portion of the assistance must be repaid to the City of Fort Smith. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Fort Smith Homebuyers Assistance Program (FSHAP) sa mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng Crawford-Sebastian Community Development Council (C-SCDC) Homebuyer Education. Requirement sa paninirahan: Property must be within the corporate limits of the City of Fort Smith. FUNDING CAVEAT: As of the C-SCDC page a note states prior-year funds were exhausted and to check back in 2026; confirm current funding availability with C-SCDC before relying on this program. Available only for homes within the City of Fort Smith. Existing-home purchase price cannot exceed $160,000; new-construction cannot exceed $195,000. Each property must pass an environmental review and Minimum Housing Standards inspection; pre-1978 homes inspected for lead. Buyer must receive HUD-certified housing counseling, complete the C-SCDC Homebuyer Education course, and be certified income-eligible by C-SCDC.

Ganito itinatakda ng Fort Smith Homebuyers Assistance Program (FSHAP) ang income limit nito: Low- and moderate-income; income eligibility certified by C-SCDC using the HUD Income Calculator. Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Nililimitahan ng Fort Smith Homebuyers Assistance Program (FSHAP) ang presyo ng pagbili sa $160,000.

Pinaglilingkuran ng Fort Smith Homebuyers Assistance Program (FSHAP) ang mga bibili ng bahay sa Fort Smith, Arkansas.

Dumadaan sa Crawford-Sebastian Community Development Council (C-SCDC) Homeownership Center, using City of Fort Smith HOME funds ang mga aplikasyon para sa Fort Smith Homebuyers Assistance Program (FSHAP), na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.