UHDC Mutual Self-Help Housing Program (USDA Section 502)

Ang UHDC Mutual Self-Help Housing Program (USDA Section 502) ay isang unang mortgage para sa mga bibili ng bahay sa Russellville, Arkansas, na pinangangasiwaan ng Universal Housing Development Corporation (UHDC). UHDC's Self-Help Building Program uses USDA Rural Development Section 502 Direct loans to help very-low- and low-income families build their own new, energy-efficient homes in rural Arkansas. Families contribute sweat equity (labor) during construction under a construction supervisor, which keeps the cost of the home low. UHDC processes applications, provides housing counseling, and files the loan application with USDA Rural Development for the county where the home will be built. Build your own home with sweat equity to lower cost. USDA Section 502 Direct financing (rate as low as 1% with payment assistance). No traditional cash down payment. HUD-approved counseling and credit help included. Ang pondo ay mula sa USDA Rural Development Section 502 Direct loans; UHDC is a NeighborWorks America chartered member and HUD-approved housing counseling agency.

Ang UHDC Mutual Self-Help Housing Program (USDA Section 502) ay isang unang mortgage at binabayaran ayon sa mga tuntuning itinakda ng Universal Housing Development Corporation (UHDC). Kailangang bayaran kapag may Standard USDA 502 Direct mortgage repayment; USDA payment subsidy subject to recapture per USDA rules. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang UHDC Mutual Self-Help Housing Program (USDA Section 502) sa mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng UHDC (HUD-approved housing counseling agency; provides homebuyer education and credit counseling). Serves Pope, Logan, Conway, Yell, and Johnson counties only. Requires sweat-equity labor during construction. Underlying financing is the USDA Section 502 Direct loan, so USDA income, area, and loan-limit rules apply (county-specific - verify on the official USDA income eligibility site).

Ganito itinatakda ng UHDC Mutual Self-Help Housing Program (USDA Section 502) ang income limit nito: Targets very-low- and low-income families per USDA Section 502 Direct income limits (county-specific - verify on the official USDA income eligibility site). Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Pinaglilingkuran ng UHDC Mutual Self-Help Housing Program (USDA Section 502) ang mga bibili ng bahay sa Russellville, Arkansas. Tinutukoy ng programa ang mga partikular na lugar: Counties served: Pope, Logan, Conway, Yell, and Johnson (rural areas eligible for USDA Section 502 financing).

Dumadaan sa Universal Housing Development Corporation (UHDC) ang mga aplikasyon para sa UHDC Mutual Self-Help Housing Program (USDA Section 502), na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Nirereserba ang pondo sa pamamagitan ng Applications processed by UHDC first-come, first-served; loan applications then filed with USDA Rural Development for the county where the house will be built. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.