Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant)

Ang Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant) ay isang grant para sa mga bibili ng bahay sa Delaware, na pinangangasiwaan ng Bank of America, N.A. Bank of America's Community Homeownership Commitment offers two no-repayment grants that are available in select markets, including eligible Delaware locations searchable through the Bank of America Down Payment Center. The Down Payment Grant provides up to 3% of the purchase price (maximum $10,000) toward the down payment for first-time homebuyers in select markets. The America's Home Grant provides a lender credit of up to $7,500 toward non-recurring closing costs or to permanently buy down the interest rate. Neither grant has to be repaid, and they can be paired with Bank of America's 3%-down Affordable Loan Solution mortgage. Down Payment Grant up to 3% of price / $10,000 (no repayment). America's Home Grant up to $7,500 for closing costs or rate buydown (no repayment). Can be combined for up to ~$17,500. Pairs with 3%-down Affordable Loan Solution mortgage. Ang pondo ay mula sa Bank of America, N.A. (lender-funded).

Nag-aalok ang Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant) ng tulong na hanggang $10,000. Mga award tier: Down Payment Grant: up to 3% of price, max $10,000. America's Home Grant: up to $7,500. Maaaring isama ang programa sa Down Payment Grant and America's Home Grant can be combined with each other (up to ~$17,500) and with the 3%-down Affordable Loan Solution mortgage. Ang mga halaga ay ang pinakamataas na inilathala ng programa, hindi isang alok — ang Bank of America, N.A. ang nagpapasya sa anumang indibidwal na award.

Ang Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant) ay isang grant, kaya hindi ito binabayaran. Kailangang bayaran kapag may None - both grants are non-repayable. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant) sa mga unang beses na bibili ng bahay at mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. May mga eksepsiyon dito ang "unang beses": Down Payment Grant requires first-time homebuyer status (no homeownership in the past three years). America's Home Grant is not limited to first-time buyers. Tungkol sa credit, sinasabi ng programa: Per Bank of America mortgage underwriting; not separately published for the grants. Requirement sa paninirahan: Property must be a primary residence in an eligible (select) market. Lender grants available in select Delaware markets via the Bank of America Down Payment Center. Down Payment Grant: up to 3% of purchase price, max $10,000, first-time buyers only. America's Home Grant: up to $7,500 for closing costs or rate buydown. Both non-repayable.

Ganito itinatakda ng Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant) ang income limit nito: Income limits apply (per Bank of America). Exact limits vary by market/product and are confirmed by a Bank of America lending specialist; the Down Payment Grant and the 3%-down mortgage note that income limits apply. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Magagamit ang Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant) para sa Single Family, Condo, at Townhouse.

Pinaglilingkuran ng Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant) ang mga bibili ng bahay kahit saan sa Delaware.

Dumadaan sa Bank of America, N.A. ang mga aplikasyon para sa Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant), na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Nirereserba ang pondo sa pamamagitan ng Through a Bank of America lending specialist; eligibility verified via the Bank of America Down Payment Center by property location. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.