Scott County CDA First-Time Homebuyer Grant

Ang Scott County CDA First-Time Homebuyer Grant ay isang grant para sa mga bibili ng bahay sa Scott County, Minnesota, na pinangangasiwaan ng Scott County Community Development Agency (CDA). The Scott County CDA First-Time Homebuyer Grant provides up to $5,000 toward down payment or closing costs for income-qualified first-time buyers purchasing anywhere in Scott County, MN. Applicants must complete a pre-purchase counseling session with the CDA (at least 60 days before signing a purchase agreement) and a HUD-approved homebuyer education course. The grant is a true grant — no lien, no repayment. Funds are limited and grants are never guaranteed. This county-wide CDA program is distinct from any city-specific Shakopee grant. Up to $5,000 grant toward down payment/closing costs. No repayment — true grant. County-wide coverage. Low/no-cost HUD-approved counseling and education. Bilingual Spanish/English specialists. Stacks with MN Housing START UP/STEP UP. Ang pondo ay mula sa Scott County CDA local funds.

Nag-aalok ang Scott County CDA First-Time Homebuyer Grant ng tulong na hanggang $5,000. Ambag ng bibili ng bahay: At least $1,000 of own money. Down payment from own funds/gifts must not exceed 5% of purchase price (excluding closing costs and DPA). Maaaring isama ang programa sa Minnesota Housing START UP / STEP UP first-mortgage programs; USDA Single Family Guaranteed in rural Scott County. Ang mga halaga ay ang pinakamataas na inilathala ng programa, hindi isang alok — ang Scott County Community Development Agency (CDA) ang nagpapasya sa anumang indibidwal na award.

Ang Scott County CDA First-Time Homebuyer Grant ay isang grant, kaya hindi ito binabayaran. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Scott County CDA First-Time Homebuyer Grant sa mga unang beses na bibili ng bahay at mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. May mga eksepsiyon dito ang "unang beses": Must not have owned a home/property in the last 3 years; manufactured/mobile homes excluded from the ownership-history definition. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng Scott County CDA Homestretch Workshop (8-hr, $40; valid 5 yrs) OR Framework online ($75; valid 2 yrs). Spanish workshops via CDA/CLUES/NeDA; Somali via African Development Center. Requirement sa paninirahan: Must purchase a home in Scott County, MN. Citizenship o katayuan sa imigrasyon: Not explicitly stated. Must be an active participant in the CDA Homebuyer Counseling Program; first session at least 60 days before signing a purchase agreement. Cannot have received a prior SCCDA grant. All persons on mortgage/purchase agreement/title must be first-time buyers. Down payment from own funds/gifts capped at 5% of purchase price. No contract-for-deed or family-member purchases. Cannot combine with CDA Community Land Trust. Annual funding cap unknown — confirm availability with the Homeownership Specialist.

Ganito itinatakda ng Scott County CDA First-Time Homebuyer Grant ang income limit nito: CDA-set limits by household size (2026): 1–2 persons max $132,400/yr; 3+ persons max $152,200/yr. Income from all members 18+ and all mortgage parties; full-time student dependents excluded. These exceed standard 80% AMI ($104,200 4-person FY2025) — approximately 100–115% AMI equivalent. Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Nililimitahan ng Scott County CDA First-Time Homebuyer Grant ang presyo ng pagbili sa $425,000. Kabilang sa mga kwalipikadong uri ng ari-arian ang Single Family, Condo, at Townhome. Kwalipikado ang bagong gawang bahay. Hindi kwalipikado ang mga manufactured home.

Pinaglilingkuran ng Scott County CDA First-Time Homebuyer Grant ang mga bibili ng bahay sa Scott County, Minnesota.

Dumadaan sa Scott County Community Development Agency (CDA) ang mga aplikasyon para sa Scott County CDA First-Time Homebuyer Grant, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Nirereserba ang pondo sa pamamagitan ng Through Scott County CDA Homebuyer Counseling Program; funds limited and grants never guaranteed. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.