Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program

Ang Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program ay isang unang mortgage para sa mga bibili ng bahay sa Gulfport, Mississippi, na pinangangasiwaan ng Habitat for Humanity of the Mississippi Gulf Coast. Habitat for Humanity of the Mississippi Gulf Coast provides affordable homeownership in Harrison, Jackson, and Stone counties through its Homeownership Program and Home Direct fast-track option. Income-qualified buyers (up to 120% AMI) receive individualized coaching, free homebuyer education, help sourcing down payment assistance and closing cost resources, and access to Habitat's in-house mortgage product. The Home Direct program is designed for buyers ready to purchase within 90 days and includes closing cost assistance when available. Habitat can also build on a buyer's own land. In-house mortgage product available. Closing cost assistance often available. Free homebuyer education and one-on-one coaching. Home Direct fast-track option for purchase-ready buyers. Can build on buyer's own land. Income up to 120% AMI eligible.

Ang Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program ay isang unang mortgage at binabayaran ayon sa mga tuntuning itinakda ng Habitat for Humanity of the Mississippi Gulf Coast. Kailangang bayaran kapag may Sale or cessation of owner-occupancy. Nakatala ang tulong bilang lien sa posisyong First. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program sa mga unang beses na bibili ng bahay at mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Ang "unang beses na bibili ng bahay" ay karaniwang nangangahulugang hindi nagmay-ari ng bahay sa nakaraang tatlong taon, pero ang programa ang nagtatakda ng sarili nitong kahulugan. Tungkol sa credit, sinasabi ng programa: No stated minimum; ability to qualify for affordable mortgage financing required. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng Habitat for Humanity of the Mississippi Gulf Coast — free group homeownership education classes; one-on-one coaching. Applicants must live or work in Harrison, Jackson, or Stone County (exceptions for relocation considered). Cannot currently own a home. No household member may be required to register as a sex offender. Must demonstrate ability to qualify for affordable mortgage financing. Some DPA partner programs require 80% AMI or below. NMLSR 267248. Contact clientservices@hfhmgc.org or call (228) 678-9100.

Nililimitahan ng Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program ang kita ng sambahayan sa 120% ng median na kita sa lugar, na nag-iiba ayon sa county at laki ng sambahayan. Household income up to 120% of area median income (AMI) for the property's location (effective May 18, 2026, per FY26 HUD income limits). Some partner DPA programs may have a lower 80% AMI cap. Minimum income must be sufficient to support all homeownership expenses. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Ganito nililimitahan ng Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program ang presyo ng pagbili: Not published; Habitat homes are priced to be affordable to income-qualified buyers in the service area. Kabilang sa mga kwalipikadong uri ng ari-arian ang Single Family at New Construction. Kwalipikado ang bagong gawang bahay. Hindi kwalipikado ang mga manufactured home.

Pinaglilingkuran ng Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program ang mga bibili ng bahay sa Gulfport, Mississippi. Tinutukoy ng programa ang mga partikular na lugar: Harrison, Jackson, and Stone counties (Mississippi Gulf Coast).

Dumadaan sa Habitat for Humanity of the Mississippi Gulf Coast ang mga aplikasyon para sa Habitat for Humanity of the Mississippi Gulf Coast Homeownership Program, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.