Chase Homebuyer Grant (Las Vegas-Henderson-Paradise)

Ang Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) ay isang grant para sa mga bibili ng bahay sa Las Vegas, Nevada, na pinangangasiwaan ng JPMorgan Chase Bank, N.A. (Chase Home Lending). The Chase Homebuyer Grant is a lender grant of $2,500 or $5,000 available to buyers purchasing a primary residence in eligible U.S. Census tracts, including more than 200 designated communities in the Las Vegas-Henderson-Paradise, NV metro. The grant is first applied to permanently lower the interest rate (discount points), then to Chase fees or other closing costs, with any remaining funds applied toward the down payment (depending on the loan product). It is a special purpose credit program offered for properties in census tracts identified as majority Black, Hispanic, or Latino, and is geography-based rather than income-based. Funds do not require repayment. Ang pondo ay mula sa JPMorgan Chase Bank, N.A. (lender-funded Special Purpose Credit Program).

Nag-aalok ang Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) ng tulong mula $2,500 hanggang $5,000. Mga award tier: $2,500 or $5,000 depending on the designated census tract (current Chase site). Historically up to $7,500 in select metros including Las Vegas-Henderson-Paradise. Ambag ng bibili ng bahay: DreaMaker and Standard Agency allow as little as 3% down; FHA 3.5%; VA as low as 0%. Maaaring isama ang programa sa May be combined with other state/local/nonprofit assistance and the Chase DreaMaker low-down-payment mortgage, subject to product rules. Ang mga halaga ay ang pinakamataas na inilathala ng programa, hindi isang alok — ang JPMorgan Chase Bank, N.A. (Chase Home Lending) ang nagpapasya sa anumang indibidwal na award.

Ang Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) ay isang grant, kaya hindi ito binabayaran. Kailangang bayaran kapag may None — grant does not require repayment. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) sa mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Tungkol sa credit, sinasabi ng programa: Per the underlying Chase loan product (DreaMaker, Standard Agency, FHA, or VA) underwriting guidelines. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng Required for DreaMaker when all occupying borrowers are first-time buyers; completed before closing. Special Purpose Credit Program (SPCP) developed under federal legal requirements; eligibility is geography-based (property must be in a designated census tract), available to any qualifying buyer regardless of race/ethnicity. The grant must be applied first to rate buydown, then fees, then down payment per product rules. Current official Chase site lists the grant at $2,500 or $5,000; a January 2024 Chase press release listed the Las Vegas-Henderson-Paradise metro among markets eligible for up to $7,500 — buyers should confirm the current amount and specific property eligibility using Chase's Homebuyer Assistance Finder. Homebuyer education is required for the DreaMaker loan when all occupying borrowers are first-time buyers.

Ganito itinatakda ng Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) ang income limit nito: No income limit for the grant itself; Chase removed the income limit on the DreaMaker mortgage in communities where the Homebuyer Grant is available. Underlying loan products may have their own income guidelines. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Magagamit ang Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) para sa Single-family / 1-unit primary residence.

Pinaglilingkuran ng Chase Homebuyer Grant (Las Vegas-Henderson-Paradise) ang mga bibili ng bahay sa Las Vegas, Nevada. Tinutukoy ng programa ang mga partikular na lugar: Available only in Chase-designated eligible U.S. Census tracts (majority Black, Hispanic, or Latino), including 200+ communities across Las Vegas, Henderson, and Paradise, NV. Address-specific eligibility via the Chase Homebuyer Assistance Finder.

Dumadaan sa JPMorgan Chase Bank, N.A. (Chase Home Lending) ang mga aplikasyon para sa Chase Homebuyer Grant (Las Vegas-Henderson-Paradise), na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Nirereserba ang pondo sa pamamagitan ng Applied through a Chase Home Lending Advisor at application; eligibility checked via Chase Homebuyer Assistance Finder. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.