Clark County / New Carlisle CHIP Homeownership Assistance Program

Ang Clark County / New Carlisle CHIP Homeownership Assistance Program ay isang loan na mapapatawad para sa mga bibili ng bahay sa New Carlisle, Ohio, na pinangangasiwaan ng Clark County Community Development (with City of New Carlisle; homeownership assistance delivered by Neighborhood Housing Partnership of Greater Springfield). Clark County's CHIP Homeownership Assistance Program increases owner-occupancy among households at or below 80% AMI by combining down payment assistance and/or owner rehabilitation. Assistance is a deferred/declining/forgiven loan of up to $55,500 that declines in equal increments over the affordability period. The home must meet (or be brought to) Ohio Residential Rehabilitation Standards, and homebuyer counseling is required. The program serves Clark County and New Carlisle but excludes the City of Springfield, which administers its own program. Up to $55,500 in deferred, declining/forgivable homeownership assistance. 0% interest, no monthly payments. Combines down payment assistance with rehabilitation if needed. Homebuyer counseling included. Ang pondo ay mula sa Ohio Department of Development CHIP program (CDBG, HOME, Ohio Housing Trust Fund).

Nag-aalok ang Clark County / New Carlisle CHIP Homeownership Assistance Program ng tulong na hanggang $55,500. Ang mga halaga ay ang pinakamataas na inilathala ng programa, hindi isang alok — ang Clark County Community Development (with City of New Carlisle; homeownership assistance delivered by Neighborhood Housing Partnership of Greater Springfield) ang nagpapasya sa anumang indibidwal na award.

Ang Clark County / New Carlisle CHIP Homeownership Assistance Program ay isang loan na mapapatawad, kaya pinapatawad ang balanse kapag natugunan ang mga kondisyon ng programa. Kailangang bayaran kapag may Sale, transfer, or vacancy before the end of the affordability period (declining/forgiven loan; repaid on a sliding scale up to the full amount if sold/vacated before the affordability period ends). Nakatala ang tulong bilang lien sa posisyong Subordinate (Clark County retains a mortgage on the property). Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Clark County / New Carlisle CHIP Homeownership Assistance Program sa mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng Neighborhood Housing Partnership of Greater Springfield (homebuyer counseling). LOAN TERM: deferred/declining forgivable loan over a per-project affordability period (exact years set per project). CHIP is a competitive grant on a two-year cycle; verified guidelines are from the PY2022 program and DPA availability depends on the current grant award — confirm current-cycle funding with Clark County Community Development. GAP: exact forgiveness_years and exact per-buyer DPA amount not published.

Nililimitahan ng Clark County / New Carlisle CHIP Homeownership Assistance Program ang kita ng sambahayan sa 80% ng median na kita sa lugar, na nag-iiba ayon sa county at laki ng sambahayan. At or below 80% AMI. 2022 Clark County CHIP income limits by household size: 1=$37,150; 2=$42,450; 3=$47,750; 4=$53,050; 5=$57,300; 6=$61,550; 7=$65,800; 8=$70,050 (verify current-year limits). Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Nakalista sa programa ang pinakamalaking laki ng sambahayan na 8. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Magagamit ang Clark County / New Carlisle CHIP Homeownership Assistance Program para sa Single Family, Townhouse, Condo, Manufactured, at Modular. Hindi kwalipikado ang bagong gawang bahay. Kwalipikado ang mga manufactured home.

Pinaglilingkuran ng Clark County / New Carlisle CHIP Homeownership Assistance Program ang mga bibili ng bahay sa New Carlisle, Ohio. Tinutukoy ng programa ang mga partikular na lugar: Clark County and the City of New Carlisle, EXCLUDING the City of Springfield.

Dumadaan sa Clark County Community Development (with City of New Carlisle; homeownership assistance delivered by Neighborhood Housing Partnership of Greater Springfield) ang mga aplikasyon para sa Clark County / New Carlisle CHIP Homeownership Assistance Program, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Nirereserba ang pondo sa pamamagitan ng Competitive application round; homeownership/rehabilitation applications ranked by priority after eligibility verification. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.