City of Erie HOME First-Time Homebuyer Program

Ang City of Erie HOME First-Time Homebuyer Program ay isang loan na mapapatawad para sa mga bibili ng bahay sa Erie, Pennsylvania, na pinangangasiwaan ng City of Erie Department of Economic & Community Development (DECD). The City of Erie's HOME Investment Partnership Program provides first-time homebuyers with closing cost and down payment assistance toward the purchase of a single-family home within Erie city limits. Assistance is provided as a deferred, forgivable HOME loan of up to $24,999, secured by a lien and forgiven on a pro-rata basis over a 5- or 10-year affordability period. Applicants must be pre-approved by a local lender, be income-eligible, and contribute $1,000-$1,500 of their own funds. Up to $24,999 in down payment and closing cost assistance. Deferred, no-payment loan. Fully forgiven if the home is kept as a primary residence through the affordability period. Ang pondo ay mula sa U.S. HUD HOME Investment Partnerships Program (HOME) funds.

Nag-aalok ang City of Erie HOME First-Time Homebuyer Program ng tulong na hanggang $24,999. Hinihiling ng programa na mag-ambag ang mga bibili ng bahay ng $1,000 or $1,500 depending on total household income. Ang mga halaga ay ang pinakamataas na inilathala ng programa, hindi isang alok — ang City of Erie Department of Economic & Community Development (DECD) ang nagpapasya sa anumang indibidwal na award.

Pinapatawad ang City of Erie HOME First-Time Homebuyer Program pagkalipas ng 10 taon, kaya hindi na ito babayaran ng bibili ng bahay na mananatili nang ganoon katagal. Kailangang bayaran kapag may Sale, transfer, refinance, default on the first mortgage, or failure to occupy as primary residence during the affordability period; pro-rata portion repaid to HUD. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang City of Erie HOME First-Time Homebuyer Program sa mga unang beses na bibili ng bahay at mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. May mga eksepsiyon dito ang "unang beses": First-time homebuyer defined as someone who has never owned a home, a displaced homemaker, or someone who has not owned a home in the last three years. Kailangan ang kurso sa homebuyer education. Requirement sa paninirahan: Property must be a single-family dwelling located within the City of Erie limits. Applicant must be pre-approved by a local lending institution, be income-eligible, and commit $1,000 or $1,500 of their own funds (amount depends on household income). Must occupy as primary residence for the entire 5- or 10-year affordability period. NOTE (gap-finder): exact income limits not extracted from the linked PDF; verify before publishing.

Magagamit ang City of Erie HOME First-Time Homebuyer Program para sa Single Family.

Pinaglilingkuran ng City of Erie HOME First-Time Homebuyer Program ang mga bibili ng bahay sa Erie, Pennsylvania. Tinutukoy ng programa ang mga partikular na lugar: Assistance is limited to homes purchased within the City of Erie municipal limits.

Dumadaan sa City of Erie Department of Economic & Community Development (DECD) ang mga aplikasyon para sa City of Erie HOME First-Time Homebuyer Program, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.