RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk)

Ang RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) ay tulong sa down payment para sa mga bibili ng bahay sa Richmond, Virginia, na pinangangasiwaan ng Richmond Redevelopment & Housing Authority (RRHA). RRHA's homeownership initiative sells renovated, affordable single-family homes to first-time and low-to-moderate-income buyers in targeted Richmond neighborhoods. Through the Neighborhood Homeownership Initiative and Greenwalk programs, RRHA acquires and renovates homes that are sold to households earning below 80% of AMI, while the ComeHome program helps RRHA public-housing residents and voucher holders transition to ownership. Below-market purchase of renovated single-family homes. Energy-efficient EarthCraft-certified homes (Greenwalk). Pathway to ownership for public-housing residents and voucher holders (ComeHome). Neighborhood revitalization. Ang pondo ay mula sa Federal and private funds (historically HUD HOPE VI, HOME, CDBG); program sells RRHA-renovated homes.

Ang RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) ay tulong sa down payment at binabayaran ayon sa mga tuntuning itinakda ng Richmond Redevelopment & Housing Authority (RRHA). Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) sa mga unang beses na bibili ng bahay at mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Ang "unang beses na bibili ng bahay" ay karaniwang nangangahulugang hindi nagmay-ari ng bahay sa nakaraang tatlong taon, pero ang programa ang nagtatakda ng sarili nitong kahulugan. Requirement sa paninirahan: ComeHome is limited to RRHA public-housing residents and voucher holders; NHI/Greenwalk homes are in specific Richmond neighborhoods (Randolph/Maymont, Highland Park, Southside, Blackwell). RRHA's active homeownership programs are ComeHome (2023-present, for RRHA residents/voucher holders), the Neighborhood Homeownership Initiative (119 renovated homes for buyers <80% AMI), and Greenwalk (EarthCraft homes for first-time buyers <80% AMI). Distinct from the City of Richmond HOME Homeownership program. GAPS: per-unit assistance amount, interest rate, loan term, forgiveness terms, recapture, credit score, DTI, homebuyer-education requirement, max purchase price, participating lenders, and full income-limit table by household size are not published — confirm directly with RRHA at (804) 780-4200.

Nililimitahan ng RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) ang kita ng sambahayan sa 80% ng median na kita sa lugar, na nag-iiba ayon sa county at laki ng sambahayan. Neighborhood Homeownership Initiative and Greenwalk homes are sold to households with incomes below 80% of Area Median Income. Full income-limit table by household size not published (confirm 80% AMI dollar limits for the Richmond, VA MSA with RRHA). ComeHome is restricted to current RRHA public-housing residents and Housing Choice Voucher holders. Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Magagamit ang RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) para sa Single Family. Hindi kwalipikado ang bagong gawang bahay. Hindi kwalipikado ang mga manufactured home.

Pinaglilingkuran ng RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk) ang mga bibili ng bahay sa Richmond, Virginia. Tinutukoy ng programa ang mga partikular na lugar: Randolph/Maymont, Highland Park, Southside, Blackwell, and Randolph neighborhoods of Richmond.

Dumadaan sa Richmond Redevelopment & Housing Authority (RRHA) ang mga aplikasyon para sa RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk), na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.