Northern Panhandle HOME Consortium First Time Homebuyer Program (City of Weirton)

Ang Northern Panhandle HOME Consortium First Time Homebuyer Program (City of Weirton) ay isang loan na mapapatawad para sa mga bibili ng bahay sa Weirton, West Virginia, na pinangangasiwaan ng City of Weirton (CDBG/Housing Division), Northern Panhandle HOME Consortium administered by the City of Wheeling. The City of Weirton, a CDBG entitlement community and member of the Northern Panhandle HOME Consortium (administered by the City of Wheeling), offers a First Time Homebuyer Program providing up to $10,000 in HOME funds toward down payment and closing costs. The assistance is a deferred, interest-free, forgivable loan secured by a lien; after the borrower occupies the home as a primary residence for 5 years, the loan converts to a grant. Up to $10,000 in deferred, 0% interest, forgivable down payment and closing cost assistance; loan becomes a grant after 5 years of owner-occupancy. Ang pondo ay mula sa HUD HOME Investment Partnerships Program funds (Northern Panhandle HOME Consortium).

Nag-aalok ang Northern Panhandle HOME Consortium First Time Homebuyer Program (City of Weirton) ng tulong na hanggang $10,000. Ambag ng bibili ng bahay: Borrower must contribute at least $500 of their own funds toward down payment or closing costs. Maaaring isama ang programa sa First mortgage financing; potentially WVHDF programs. Ang mga halaga ay ang pinakamataas na inilathala ng programa, hindi isang alok — ang City of Weirton (CDBG/Housing Division), Northern Panhandle HOME Consortium administered by the City of Wheeling ang nagpapasya sa anumang indibidwal na award.

Pinapatawad ang Northern Panhandle HOME Consortium First Time Homebuyer Program (City of Weirton) pagkalipas ng 5 taon, kaya hindi na ito babayaran ng bibili ng bahay na mananatili nang ganoon katagal. Kailangang bayaran kapag may Prorated repayment if the borrower sells, transfers, or ceases to occupy as primary residence before completing the 5-year period; after 5 years the deferred loan converts to a grant. Nakatala ang tulong bilang lien sa posisyong Second. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Northern Panhandle HOME Consortium First Time Homebuyer Program (City of Weirton) sa mga unang beses na bibili ng bahay at mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. May mga eksepsiyon dito ang "unang beses": Applicant must never have owned a home before (strict first-time homebuyer requirement). Tungkol sa credit, sinasabi ng programa: Not specified; applicant must be prequalified for mortgage financing. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng CHIP (304-233-0953); CHANGE, Inc. (304-797-7733); Family Service Credit Counseling (304-232-6733); Community Action Commission of Belmont County (740-695-0293). Requirement sa paninirahan: Home must be a vacant single-family home under contract located within the City of Weirton jurisdiction. Strict never-owned-a-home first-time buyer requirement. $50 refundable application fee plus $500 minimum borrower contribution. Property must be a vacant single-family home in Weirton, under contract, and pass HOME inspector inspection. Income limits shown are 2024 figures from the Weirton CDBG office.

Nililimitahan ng Northern Panhandle HOME Consortium First Time Homebuyer Program (City of Weirton) ang kita ng sambahayan sa 80% ng median na kita sa lugar, na nag-iiba ayon sa county at laki ng sambahayan. Total annual household income must not exceed HUD Section 8 Income Limits for the Weirton/Brooke/Hancock area (~80% AMI). 2024 limits: 1-person $44,800; 2 $51,200; 3 $57,600; 4 $64,000; 5 $69,150; 6 $74,250; 7 $79,400; 8 $84,500. Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Ganito nililimitahan ng Northern Panhandle HOME Consortium First Time Homebuyer Program (City of Weirton) ang presyo ng pagbili: Not published; subject to HOME maximum purchase price limits and lender requirements. Kabilang sa mga kwalipikadong uri ng ari-arian ang Single Family.

Pinaglilingkuran ng Northern Panhandle HOME Consortium First Time Homebuyer Program (City of Weirton) ang mga bibili ng bahay sa Weirton, West Virginia.

Dumadaan sa City of Weirton (CDBG/Housing Division), Northern Panhandle HOME Consortium administered by the City of Wheeling ang mga aplikasyon para sa Northern Panhandle HOME Consortium First Time Homebuyer Program (City of Weirton), na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Nirereserba ang pondo sa pamamagitan ng Apply through the City of Weirton HOME Administrator; home must be under contract within the jurisdiction; subject to fund availability. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.