Jackson Hole Community Housing Trust Homeownership Program

Ang Jackson Hole Community Housing Trust Homeownership Program ay tulong sa down payment para sa mga bibili ng bahay sa Jackson, Wyoming, na pinangangasiwaan ng Jackson Hole Community Housing Trust. The Jackson Hole Community Housing Trust is a nonprofit housing developer that creates below-market ownership (and rental) opportunities for the Teton County workforce. Ownership homes are offered through a ranked, point-based weighted drawing to eligible households who are employed full-time locally, earn at or below 120% of Teton County AMI, and hold assets under $356,400. Buyers must complete a homebuyer education course and provide a minimum 3.5% down payment. Below-market homeownership in a high-cost market. Ranked point system rewards local residency and essential-service employment. Permanently affordable units. Homebuyer education support. Ang pondo ay mula sa Private donations, partnerships with local employers, and support from local government.

Ang Jackson Hole Community Housing Trust Homeownership Program ay tulong sa down payment at binabayaran ayon sa mga tuntuning itinakda ng Jackson Hole Community Housing Trust. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Jackson Hole Community Housing Trust Homeownership Program sa mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Tungkol sa credit, sinasabi ng programa: Current credit report required for eligibility verification; no published minimum score. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng Self-paced online Homebuyer Education course ($75; 3-6 hours) required for one household member to enter the ownership weighted drawing. Requirement sa paninirahan: Must be employed full-time (at least 30 hours/week, year-round) at a local Teton County business requiring physical presence; self-employed qualify if business is physically based in and serves Teton County. Distinct from the Teton County Housing Department's Housing Preservation Program DPA. Requires full-time local Teton County employment (30+ hrs/week year-round, in-person), income at or below 120% AMI, and assets under $356,400. Points awarded for length of county residency, time in pool, local employment (bonus for essential-service roles), and verified volunteer hours. Gaps: exact resale formula, credit minimum, AMI dollar figures, and per-unit prices not published on the apply page.

Ganito itinatakda ng Jackson Hole Community Housing Trust Homeownership Program ang income limit nito: Household total annual income cannot exceed 120% of the median income for Teton County, WY (includes wages, salaries, and earnings of all working adults). Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Ganito nililimitahan ng Jackson Hole Community Housing Trust Homeownership Program ang presyo ng pagbili: Below-market, affordable ownership units developed by the Trust. Kabilang sa mga kwalipikadong uri ng ari-arian ang Single Family, Condo, at Townhouse. Kwalipikado ang bagong gawang bahay. Hindi kwalipikado ang mga manufactured home.

Binabanggit ng Jackson Hole Community Housing Trust Homeownership Program ang mga edukador, mga alagad ng batas, mga bumbero, at mga manggagawa sa kalusugan sa mga grupong pinaglilingkuran nito. Ang pagkakabanggit dito ay nangangahulugang binabanggit ng programa ang grupo, hindi na sapat na ang pagiging miyembro para maging kwalipikado ang isang aplikante — nalalapat pa rin ang iba pang patakaran sa eligibility.

Pinaglilingkuran ng Jackson Hole Community Housing Trust Homeownership Program ang mga bibili ng bahay sa Jackson, Wyoming.

Dumadaan sa Jackson Hole Community Housing Trust ang mga aplikasyon para sa Jackson Hole Community Housing Trust Homeownership Program, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Nirereserba ang pondo sa pamamagitan ng Ranked, point-based system; homes offered via weighted drawing to highest-ranked eligible applicants. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.