NeighborhoodLIFT Down Payment Assistance (NeighborWorks Alaska)

NeighborhoodLIFT Down Payment Assistance (NeighborWorks Alaska)是面向Statewide，Alaska购房者的可免除贷款，由NeighborWorks Alaska HomeOwnership Center (with Wells Fargo and NeighborWorks America)管理。 NeighborhoodLIFT, run by NeighborWorks Alaska with Wells Fargo and NeighborWorks America, provides $10,000 in down payment assistance ($12,500 for veterans/service members, teachers, paraprofessionals, law enforcement, firefighters and EMTs) on qualified Alaska properties. The assistance is a five-year forgivable loan (20%/year). It is not limited to first-time buyers; income limits (up to AMI) and an 8-hour homebuyer education course apply. $10,000-$12,500 forgivable down payment assistance. Not limited to first-time buyers. Homebuyer education included. 资金来自Wells Fargo / NeighborWorks America (NeighborhoodLIFT)。

NeighborhoodLIFT Down Payment Assistance (NeighborWorks Alaska)提供$10,000至$12,500的援助。 援助档次：$10,000 general; $12,500 for veterans/service members, teachers, paraprofessionals, law enforcement, firefighters, EMTs. 金额是该项目公布的上限，并非报价——具体每人的援助金额由NeighborWorks Alaska HomeOwnership Center (with Wells Fargo and NeighborWorks America)决定。

NeighborhoodLIFT Down Payment Assistance (NeighborWorks Alaska)在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale or vacating before the 5-year period (forgiven 20% per year of owner-occupancy)。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

NeighborhoodLIFT Down Payment Assistance (NeighborWorks Alaska)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由NeighborWorks Alaska HomeOwnership Center (8-hour course)提供。 Eligibility Determination Session 30 days before closing (complete 21 days prior); preapproval from approved lender + signed purchase agreement; 8-hour homebuyer education; income at/below limits. NOTE: confirm current funding availability (Wells Fargo LIFT funding rounds are periodic).

NeighborhoodLIFT Down Payment Assistance (NeighborWorks Alaska)将家庭收入限制在地区收入中位数的100%，该数值因县和家庭人数而异。 At or below program limits (up to AMI). 4-person ~$104,900 Anchorage / ~$92,400 Fairbanks North Star Borough. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

NeighborhoodLIFT Down Payment Assistance (NeighborWorks Alaska)可用于Single Family、2-4 Unit、Condo、Townhouse、PUD、Co-op和Manufactured。 预制房屋符合条件。

NeighborhoodLIFT Down Payment Assistance (NeighborWorks Alaska)在其服务群体中提到了退伍军人、现役军人、教育工作者、执法人员和消防员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

NeighborhoodLIFT Down Payment Assistance (NeighborWorks Alaska)服务于在Statewide，Alaska购房的购房者。

NeighborhoodLIFT Down Payment Assistance (NeighborWorks Alaska)的申请通过NeighborWorks Alaska HomeOwnership Center (with Wells Fargo and NeighborWorks America)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Eligibility Determination Session scheduled 30 days before closing (complete 21 days prior); first-come, first-served.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。