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县级项目

Auburn Opelika Habitat for Humanity Homeownership Program

Auburn Opelika Habitat for Humanity Homeownership Program是面向Opelika,Alabama购房者的首付援助,由Auburn Opelika Habitat for Humanity管理。

最近核实于来源:Auburn Opelika Habitat for Humanity

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 关于信用:Not stated on website; reasonable credit history required per Habitat standard practice
  • 完成购房者教育课程,由Auburn Opelika Habitat for Humanity — required application meeting (2 hours)提供
  • 居住要求:Must demonstrate need for adequate housing in Lee County, AL
  • 公民身份或移民身份:Not explicitly stated; Habitat standard practice requires lawful residency
  • Applications open once per year in the fall following a required 2-hour in-person information meeting. Email the affiliate to be added to the contact list. Income must be 24–60% of AMI. Must demonstrate need for adequate housing. Program is NOT for emergency housing. Coverage area: Lee County, AL. Last reviewed on FindHelp.org: Nov 19, 2025.
  • 位于Lee County的房屋

不适用于

  • 预制房屋
  • 收入超过地区收入中位数60%的家庭
  • Lee County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

60% Lee County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$108,900
地区收入中位数,4人家庭(HUD,2026)

适用地区

Lee County的房屋

  • 58.1% 独栋
  • 4.5% 联排
  • 5.9% 2–4个单元
  • 17.2% 5+个单元
  • 14.4% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$262,200

Lee County房屋价值中位数

23.3%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Lee County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Auburn Opelika Habitat for Humanity — required application meeting (2 hours)提供。

  2. 联系Auburn Opelika Habitat for Humanity预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Auburn Opelika Habitat for Humanity Homeownership Program是什么?

Auburn Opelika Habitat for Humanity Homeownership Program是面向Opelika,Alabama购房者的首付援助,由Auburn Opelika Habitat for Humanity管理。 Auburn Opelika Habitat for Humanity provides 0%-interest affordable mortgage loans to eligible low-income households in Lee County to purchase Habitat-built or renovated homes. Income eligibility is 24–60% of the Area Median Income. Applications are accepted once per year following a required in-person application meeting held in the fall (approximately 2 hours). To be added to the application meeting contact list, interested parties must email the affiliate with full name, address, and phone number. Selection is based on need for adequate housing, ability to pay, and willingness to partner through sweat equity. The affiliate is located at 605 A 2nd Ave, Opelika, and serves Lee County. 0% interest mortgage. Income eligibility 24–60% AMI. Sweat equity partnership. Annual application cycle. 资金来自Private/nonprofit — Habitat for Humanity affiliate。

需要偿还吗?

Auburn Opelika Habitat for Humanity Homeownership Program是首付援助,按Auburn Opelika Habitat for Humanity设定的条款偿还。 触发还款的情形:sale, transfer, or failure to maintain owner-occupancy。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Auburn Opelika Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 关于信用,该项目说明:Not stated on website; reasonable credit history required per Habitat standard practice。 须参加购房者教育课程,由Auburn Opelika Habitat for Humanity — required application meeting (2 hours)提供。 居住要求:Must demonstrate need for adequate housing in Lee County, AL。 公民身份或移民身份:Not explicitly stated; Habitat standard practice requires lawful residency。 Applications open once per year in the fall following a required 2-hour in-person information meeting. Email the affiliate to be added to the contact list. Income must be 24–60% of AMI. Must demonstrate need for adequate housing. Program is NOT for emergency housing. Coverage area: Lee County, AL. Last reviewed on FindHelp.org: Nov 19, 2025.

收入限制是多少?

Auburn Opelika Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的60%,该数值因县和家庭人数而异。 Household income must be between 24% and 60% of the Area Median Income (AMI) for Lee County/Auburn-Opelika MSA (HUD-defined annually). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Auburn Opelika Habitat for Humanity Homeownership Program可用于single_family。 新建房屋符合条件。 预制房屋不符合条件。

适用于哪些地区?

Auburn Opelika Habitat for Humanity Homeownership Program服务于在Opelika,Alabama购房的购房者。

如何申请?

Auburn Opelika Habitat for Humanity Homeownership Program的申请通过Auburn Opelika Habitat for Humanity办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

同样面向Lee County购房者

两个项目能否结合使用,由各机构决定。申请前请先询问。

Lee County的全部72个项目

项目条款由Auburn Opelika Habitat for Humanity设定,并可能变化;申请前请在官方网站上确认。