Autauga-Chilton Habitat for Humanity Homeownership Program

Autauga-Chilton Habitat for Humanity Homeownership Program是面向Prattville，Alabama购房者的首付援助，由Habitat for Humanity of Autauga and Chilton Counties管理。 Habitat for Humanity of Autauga and Chilton Counties provides 0%-interest affordable mortgage loans to low-income households in Autauga and Chilton Counties. Applicants must have lived or worked in the counties for at least 9 months, demonstrate housing need (e.g., unsafe/overcrowded housing, spending >30% of income on housing), have a credit score of approximately 550+, and have steady income within HUD guidelines. Selected families contribute sweat equity (100–400 hours depending on household composition) and a monthly savings of 2% of income from selection to move-in. The affiliate dedicated its 50th home in January 2025, confirming an active ongoing program. 0% interest mortgage. Serves both Autauga and Chilton counties. Clear sweat equity structure by household type. Active program — 50th home dedicated Jan 2025. 资金来自Private/nonprofit — Habitat for Humanity affiliate。

Autauga-Chilton Habitat for Humanity Homeownership Program是首付援助，按Habitat for Humanity of Autauga and Chilton Counties设定的条款偿还。 触发还款的情形：sale, transfer, or failure to maintain owner-occupancy。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Autauga-Chilton Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Decent credit report of about 550 required。 须参加购房者教育课程，由Habitat for Humanity of Autauga and Chilton Counties — partner education as part of program提供。 居住要求：Must live or work in Autauga or Chilton Counties for at least 9 months before applying。 公民身份或移民身份：U.S. citizen or permanent resident。 Must live or work in Autauga or Chilton County for at least 9 months before applying. Registered sex offenders, those with a drug conviction in the past 3 years, or those currently in bankruptcy are ineligible. Min credit score ~550. Monthly 2% income savings required from selection to move-in. Income must be within HUD guidelines — specific table not on website; contact affiliate at 334-365-4132. Coverage: Autauga and Chilton counties.

Autauga-Chilton Habitat for Humanity Homeownership Program的收入限制如下：Must fall within HUD income guidelines (specific AMI percentage and dollar table not published on affiliate website as of June 2026 — contact affiliate to confirm)。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Autauga-Chilton Habitat for Humanity Homeownership Program可用于single_family。 新建房屋符合条件。 预制房屋不符合条件。

Autauga-Chilton Habitat for Humanity Homeownership Program服务于在Prattville，Alabama购房的购房者。

Autauga-Chilton Habitat for Humanity Homeownership Program的申请通过Habitat for Humanity of Autauga and Chilton Counties办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。