City of Montgomery HOME Down Payment Assistance

City of Montgomery HOME Down Payment Assistance是面向Montgomery，Alabama购房者的延期第二贷款，由City of Montgomery Housing Development Division管理。 The City of Montgomery Housing Development Division administers HUD HOME Investment Partnerships Program funds to provide down payment assistance to first-time homebuyers who are very-low, low, and moderate-income, supporting affordable homeownership within the city limits. Down payment assistance for first-time homebuyers. HOME-funded gap financing. Low-to-moderate income eligibility. 资金来自HUD HOME Investment Partnerships Program。

City of Montgomery HOME Down Payment Assistance为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Montgomery HOME Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 居住要求：Property must be located within City of Montgomery。 Specific assistance amounts, loan terms (deferred vs forgivable), forgiveness period, credit score requirements, max purchase price, and lender requirements were NOT confirmed from primary source as of 2026-06-15. The PY2026 HOME RFP is for rental housing; the homebuyer DPA component is confirmed as an ongoing activity per the Housing Development Division page but specific guidelines were not publicly posted. Contact HOME Program Manager Paul Van Fleet at (334) 625-2297 or pvanfleet@montgomeryal.gov for current program terms.

City of Montgomery HOME Down Payment Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Low-to-moderate income per HUD HOME program guidelines (at or below 80% AMI). Specific dollar amounts not confirmed from primary source. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Montgomery HOME Down Payment Assistance可用于Single Family。

City of Montgomery HOME Down Payment Assistance服务于在Montgomery，Alabama购房的购房者。

City of Montgomery HOME Down Payment Assistance的申请通过City of Montgomery Housing Development Division办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。