City of Tuscaloosa Down Payment Assistance Program

City of Tuscaloosa Down Payment Assistance Program是面向Tuscaloosa，Alabama购房者的可免除贷款，由City of Tuscaloosa, Office of Community & Neighborhood Services管理。 The City of Tuscaloosa, through its Office of Community & Neighborhood Services, operates a HOME-funded Down Payment Assistance Program providing down payment, closing cost, and/or principal buydown assistance to income-eligible homebuyers citywide. Assistance is a 0.00% interest loan that may be repaid or deferred/forgivable, secured by a lien/note/deed restriction, with a HOME affordability/recapture period of 5, 10, or 15 years. Distinct from the Tuscaloosa Housing Authority program. 0.00% interest. Deferred/forgivable second loan. Covers down payment, closing costs, and/or principal buydown. Citywide. No payments unless sold/transferred before end of affordability period. Recapture limited to net sale proceeds. 资金来自HUD HOME Investment Partnerships Program administered by the City of Tuscaloosa。

City of Tuscaloosa Down Payment Assistance Program是可免除贷款，满足项目条件后余额即被免除。 触发还款的情形：Sale, transfer, or loss of primary-residence status before the end of the affordability period (5, 10, or 15 years based on amount of assistance); recapture limited to net proceeds from sale。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Tuscaloosa Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 Primary residence throughout affordability period (5/10/15 years), HUD HOME income eligibility, lead-based-paint assessment on pre-1978 homes, lien/deed restriction recorded in Tuscaloosa County. Max assistance dollar amount not published online; contact OCNS.

City of Tuscaloosa Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 HOME-funded homebuyer assistance limited to low- to moderate-income households (HUD HOME limits, up to 80% AMI). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Tuscaloosa Down Payment Assistance Program可用于Single Family。 新建房屋符合条件。

City of Tuscaloosa Down Payment Assistance Program服务于在Tuscaloosa，Alabama购房的购房者。

City of Tuscaloosa Down Payment Assistance Program的申请通过City of Tuscaloosa, Office of Community & Neighborhood Services办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Funding availability varies annually based on HOME allocation and program income; applicants apply through the Office of Community & Neighborhood Services预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。