Homeownership Down Payment Assistance Program (HDPA) - Mobile County

Homeownership Down Payment Assistance Program (HDPA) - Mobile County是面向Mobile县，Alabama购房者的可免除贷款，由Mobile County Grants Department (CDBG-DR via Alabama Department of Economic and Community Affairs / ADECA)管理。 Mobile County's Homeownership Down Payment Assistance Program (HDPA) is a CDBG-DR (Hurricanes Sally & Zeta) program administered through ADECA that provides up to $50,000 (minimum $1,000) toward the purchase of a single-family home in designated Mobile County municipalities and unincorporated areas. Assistance is an interest-free deferred loan forgiven over up to ten years as long as the home remains the buyer's primary residence. The program prioritizes low- and moderate-income households impacted by the 2020 storms but also welcomes others on the path to homeownership; properties within the City of Mobile and Town of Dauphin Island are excluded. Up to $50,000 in assistance (minimum $1,000). 0% interest, forgiven over up to 10 years. Open to non-first-time buyers and storm-impacted households. Works with conventional, FHA, VA, and USDA Qualified Mortgages. 资金来自Community Development Block Grant-Disaster Recovery (CDBG-DR), Hurricanes Sally & Zeta, administered through the Alabama Department of Economic and Community Affairs (ADECA).

Homeownership Down Payment Assistance Program (HDPA) - Mobile County提供$1,000至$50,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Mobile County Grants Department (CDBG-DR via Alabama Department of Economic and Community Affairs / ADECA)决定。

Homeownership Down Payment Assistance Program (HDPA) - Mobile County在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Interest-free deferred loan forgiven over up to ten years; homebuyer must maintain the home as their primary residence. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Homeownership Down Payment Assistance Program (HDPA) - Mobile County面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Homebuyer counseling required.提供。 居住要求：Property must be a single-family dwelling within designated Mobile County municipalities (Bayou La Batre, Chickasaw, Citronelle, Creola, Saraland, Satsuma, Semmes, Mount Vernon, Prichard) and unincorporated areas. Homes within the City of Mobile or the Town of Dauphin Island are NOT eligible. Priority to applicants who were Mobile County residents at the time of Hurricanes Sally & Zeta (Sept. 11-16, 2020 and Oct. 28-29, 2020). 公民身份或移民身份：U.S. citizens or qualified aliens eligible for federal benefits under PRWORA (1996). DISTINCT from the already-cataloged Mobile County 'First Time Home Buyers Program' (the standard HOME DPA up to $25,000). This HDPA is the CDBG-DR disaster-recovery product (up to $50,000) and is currently OPEN/accepting applications (2026 flyers). Excludes City of Mobile and Dauphin Island. Home value limits updated beginning April 1, 2026 (exact dollar figure not on flyer). Min credit score and DTI not published.

Homeownership Down Payment Assistance Program (HDPA) - Mobile County将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 2026 HUD income limits (household must be at or below 80% AMI for Mobile County, revised annually): 1 person $69,950; 2 $79,950; 3 $89,950; 4 $99,950; 5 $107,950; 6 $115,950; 7 $123,950; 8 $131,950. (Disaster-recovery eligibility references up to 120% AMI for storm-impacted applicants.). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Homeownership Down Payment Assistance Program (HDPA) - Mobile County的房价上限如下：Home value limits updated beginning April 1, 2026 (specific dollar limit not stated on the flyer). 符合条件的房屋类型包括Single Family。

Homeownership Down Payment Assistance Program (HDPA) - Mobile County服务于在Mobile县，Alabama购房的购房者。 该项目针对特定区域：Priority to low- and moderate-income homeowners and renters impacted by 2020 Hurricanes Sally & Zeta; eligible only in designated Mobile County municipalities and unincorporated areas (excluding City of Mobile and Dauphin Island).

Homeownership Down Payment Assistance Program (HDPA) - Mobile County的申请通过Mobile County Grants Department (CDBG-DR via Alabama Department of Economic and Community Affairs / ADECA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply by calling the Mobile County Grants Department at (251) 574-5065.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。