看看您可能符合哪些条件

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全州项目第一抵押贷款

HUD Section 184 Indian Home Loan Guarantee Program (Alabama)

HUD Section 184 Indian Home Loan Guarantee Program (Alabama)是面向Alabama购房者的第一抵押贷款,由U.S. Department of Housing and Urban Development (HUD), Office of Native American Programs (ONAP)管理。

最近核实于来源:U.S. Department of Housing and Urban Development (HUD), Office of Native American Programs (ONAP)

该项目要求

  • 房屋作为主要住所自住
  • 关于信用:No minimum credit score required by program; manual underwriting available; lenders evaluate creditworthiness holistically
  • 居住要求:Must occupy property as primary residence
  • 公民身份或移民身份:Must be a member of a federally recognized Native American or Alaska Native tribe, or an eligible individual Indian, Alaska Native, or Native Hawaiian as defined under the program
  • Borrower must be a member of a federally recognized tribe or an eligible individual Indian, Alaska Native, or Native Hawaiian. In Alabama, the Poarch Band of Creek Indians is the primary eligible tribal entity. Tribal trust land requires BIA approval.
  • 位于Alabama的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Alabama的房屋

  • 69.1% 独栋
  • 1.9% 联排
  • 4.8% 2–4个单元
  • 11.7% 5+个单元
  • 12.5% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$209,900

Alabama房屋价值中位数

42.1%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。

如何申请

  1. 联系U.S. Department of Housing and Urban Development (HUD), Office of Native American Programs (ONAP)预留资金

    资金通过Applications processed on a continuous basis through HUD-approved Section 184 lenders预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

HUD Section 184 Indian Home Loan Guarantee Program (Alabama)是什么?

HUD Section 184 Indian Home Loan Guarantee Program (Alabama)是面向Alabama购房者的第一抵押贷款,由U.S. Department of Housing and Urban Development (HUD), Office of Native American Programs (ONAP)管理。 The HUD Section 184 Indian Home Loan Guarantee Program provides a federal loan guarantee enabling approved lenders to offer mortgage financing to Native American and Alaska Native individuals, families, and tribal housing entities. It features low down payment requirements, no minimum credit score, and is available on fee simple land statewide in Alabama. In Alabama, the Poarch Band of Creek Indians is the primary federally recognized tribe whose members may access the program. No minimum credit score — manual underwriting available. Low down payment (as low as 1.25%–2.25%). No income limit. Federal loan guarantee. Available statewide in Alabama on fee simple land. Competitive market rates. New construction and manufactured homes eligible. 资金来自Federal — HUD Office of Native American Programs; loan guarantee fund backed by federal appropriations。

需要偿还吗?

HUD Section 184 Indian Home Loan Guarantee Program (Alabama)是第一抵押贷款,按U.S. Department of Housing and Urban Development (HUD), Office of Native American Programs (ONAP)设定的条款偿还。 该援助以first顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

HUD Section 184 Indian Home Loan Guarantee Program (Alabama)面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:No minimum credit score required by program; manual underwriting available; lenders evaluate creditworthiness holistically。 居住要求:Must occupy property as primary residence。 公民身份或移民身份:Must be a member of a federally recognized Native American or Alaska Native tribe, or an eligible individual Indian, Alaska Native, or Native Hawaiian as defined under the program。 Borrower must be a member of a federally recognized tribe or an eligible individual Indian, Alaska Native, or Native Hawaiian. In Alabama, the Poarch Band of Creek Indians is the primary eligible tribal entity. Tribal trust land requires BIA approval.

收入限制是多少?

HUD Section 184 Indian Home Loan Guarantee Program (Alabama)的收入限制如下:No income limit for Section 184; program is open to all income levels for eligible borrowers。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

HUD Section 184 Indian Home Loan Guarantee Program (Alabama)的房价上限如下:No set maximum purchase price; loan amounts subject to FHA loan limits by county。 符合条件的房屋类型包括Single Family、Condo、Manufactured和PUD。 新建房屋符合条件。 预制房屋符合条件。

是否有针对特定群体的资格?

HUD Section 184 Indian Home Loan Guarantee Program (Alabama)在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

HUD Section 184 Indian Home Loan Guarantee Program (Alabama)服务于在Alabama任何地方购房的购房者。

如何申请?

HUD Section 184 Indian Home Loan Guarantee Program (Alabama)的申请通过U.S. Department of Housing and Urban Development (HUD), Office of Native American Programs (ONAP)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Applications processed on a continuous basis through HUD-approved Section 184 lenders预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

同样面向Alabama购房者

两个项目能否结合使用,由各机构决定。申请前请先询问。

Alabama的全部71个项目

项目条款由U.S. Department of Housing and Urban Development (HUD), Office of Native American Programs (ONAP)设定,并可能变化;申请前请在官方网站上确认。