Jefferson County Home Buyers Assistance Program

Jefferson County Home Buyers Assistance Program是面向Jefferson县，Alabama购房者的延期第二贷款，由Jefferson County Department of Community Services管理。 Jefferson County Department of Community Services administers HUD HOME funds to provide homebuyer assistance to first-time, low-to-moderate income households within Jefferson County (excluding Birmingham). The Home Buyers Assistance Program is listed as an active HOME activity in the 2025 Annual Action Plan and uses the Recapture option. Homebuyer education is available through HUD-certified counselors; applications may be processed through Greater Birmingham Habitat for Humanity as a subrecipient. Down payment/homebuyer assistance for first-time buyers. HOME-funded. HUD-certified homebuyer education available. Consortium coverage of 33 cities in Jefferson County. 资金来自HUD HOME Investment Partnerships Program。

Jefferson County Home Buyers Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, transfer, or refinance of property; HOME recapture provision applies。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Jefferson County Home Buyers Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由HUD-certified housing counselors through Jefferson County Housing Authority, (205) 849-0123提供。 居住要求：Property must be within Jefferson County HOME Consortium coverage area (all of Jefferson County except City of Birmingham)。 Specific assistance dollar amounts, loan terms, forgiveness period, credit score requirements, and max purchase price were NOT confirmed from primary source documents as of 2026-06-15. The 2025 Annual Action Plan confirms 'Home Buyers Assistance Program' as an active HOME activity with recapture provision. The jccal.org 'To Purchase A Home' page refers applicants to Greater Birmingham Habitat for Humanity (205-780-1234) — program may be administered through Habitat as a subrecipient. Contact Jefferson County Department of Community Services at (205) 325-5761 for current details.

Jefferson County Home Buyers Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Low-to-moderate income per HUD HOME program guidelines (at or below 80% AMI for Birmingham-Hoover MSA). Specific dollar amounts not confirmed from primary source. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Jefferson County Home Buyers Assistance Program可用于Single Family。

Jefferson County Home Buyers Assistance Program服务于在Jefferson县，Alabama购房的购房者。 该项目针对特定区域：Jefferson County HOME Consortium — all of Jefferson County excluding City of Birmingham。

Jefferson County Home Buyers Assistance Program的申请通过Jefferson County Department of Community Services办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。