Marshall County Habitat for Humanity Homeownership Program

Marshall County Habitat for Humanity Homeownership Program是面向Guntersville，Alabama购房者的首付援助，由Marshall County Habitat for Humanity管理。 Marshall County Habitat for Humanity makes homeownership possible for low-income households in Guntersville, Albertville, Arab, Boaz, and surrounding Marshall County communities. The affiliate offers 0%-interest affordable mortgage loans to purchase Habitat-built or renovated homes. Monthly payments are capped at 30% of gross income and include principal, property taxes, homeowner's insurance, termite protection, and servicing fees. Selection is based on need, ability to pay, and willingness to partner (sweat equity). Applications are available online; an Application Information Meeting is required. Process typically takes 12–24 months. 0% interest mortgage. Monthly payment capped at 30% of gross income. Sweat equity partnership. Online application available. 资金来自Private/nonprofit — Habitat for Humanity affiliate。

Marshall County Habitat for Humanity Homeownership Program是首付援助，按Marshall County Habitat for Humanity设定的条款偿还。 触发还款的情形：sale, transfer, or failure to maintain owner-occupancy。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Marshall County Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Not specified on website; credit history reviewed as part of ability-to-pay assessment。 须参加购房者教育课程，由Marshall County Habitat for Humanity — Application Information Meeting required提供。 居住要求：Must live in Marshall County, AL。 公民身份或移民身份：U.S. citizen or permanent resident。 Must live in Marshall County. Applications for housing currently available on affiliate website. Attendance at a required Application Information Meeting is part of the process. Income must fall within HUD guidelines — specific dollar limits not published on website; contact affiliate at habitat.marshallco@gmail.com. Program is NOT for emergency housing.

Marshall County Habitat for Humanity Homeownership Program的收入限制如下：Must fall within HUD income guidelines for Marshall County (specific dollar table not published on affiliate website as of June 2026 — contact affiliate to confirm current limits)。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Marshall County Habitat for Humanity Homeownership Program可用于single_family。 新建房屋符合条件。 预制房屋不符合条件。

Marshall County Habitat for Humanity Homeownership Program服务于在Guntersville，Alabama购房的购房者。

Marshall County Habitat for Humanity Homeownership Program的申请通过Marshall County Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。