Wiregrass Habitat for Humanity Homeownership Program

Wiregrass Habitat for Humanity Homeownership Program是面向Dothan，Alabama购房者的首付援助，由Wiregrass Habitat for Humanity, Inc.管理。 Wiregrass Habitat for Humanity is a nonprofit serving Dale, Henry, Geneva, and Houston counties that builds affordable homes for families in substandard housing. Selection is based on need, income/credit, and willingness to partner. Selected families invest at least 500 sweat-equity hours, attend required homebuyer education, make a $1,000 down payment, and repay an affordable Habitat mortgage. Affordable Habitat mortgage on a newly built home. Builds equity via sweat equity. Required homebuyer education. Replaces substandard housing. 资金来自Wiregrass Habitat for Humanity, Inc. (nonprofit Christian housing ministry)。

Wiregrass Habitat for Humanity Homeownership Program是首付援助，按Wiregrass Habitat for Humanity, Inc.设定的条款偿还。 触发还款的情形：Affordable Habitat mortgage; monthly payments to repay the affordable loan。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Wiregrass Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：No numeric minimum published; applicants must demonstrate adequate credit showing willingness to repay debts。 须参加购房者教育课程，由Wiregrass Habitat for Humanity (homebuyer education workshops)提供。 居住要求：Serves Dale, Henry, Geneva, and Houston counties; applicants typically residing in substandard housing in the service area。 Minimum 500 sweat-equity hours; willingness to partner; $1,000 down payment; must attend an Application Orientation to receive an application (call (334) 792-8453). Applicants must currently reside in substandard housing. GAP NOTE: published income table dated 2017 and likely outdated.

Wiregrass Habitat for Humanity Homeownership Program的收入限制如下：Families must have steady, verifiable income sufficient to meet existing debt plus a new mortgage payment, within Habitat's income guidelines by family size. The income table published on the site is labeled 'Year 2017 Guidelines' and appears outdated; current dollar limits not confirmed. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Wiregrass Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Wiregrass Habitat for Humanity Homeownership Program服务于在Dothan，Alabama购房的购房者。

Wiregrass Habitat for Humanity Homeownership Program的申请通过Wiregrass Habitat for Humanity, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。