本页面由机器翻译。英文版本为原文。
University District Development Corporation (UDDC) First-Time Homebuyer Program
University District Development Corporation (UDDC) First-Time Homebuyer Program是面向Little Rock,Arkansas购房者的可免除贷款,由University District Development Corporation (UDDC)管理。
该项目要求
- 首次购房者——有例外:A person previously married who owned a home with a spouse but does not currently have an ownership interest may qualify as a first-time homebuyer
- 房屋作为主要住所自住
- 居住要求:Property must be within the University District Development Area
- Geographically restricted to UDDC-built/rehabbed homes inside the University District Development Area - not a general open-market DPA. Forgiveness term, homebuyer-education requirement, and recapture trigger are not published on the official program page (left blank rather than guessed). Confirm current funding cycle and HOME recapture terms with UDDC / City of Little Rock before publishing.
- 位于Little Rock市界内的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Little Rock以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Pulaski County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Little Rock的房屋Little Rock的房屋,以及本项目接受的房屋
- 60% 独栋独栋住宅
- 1.6% 联排联排别墅
- 7.6% 2–4个单元2–4个单元
- 28.6% 5+个单元公寓和共管公寓楼(5+个单元)
- 2.2% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$236,400
Little Rock房屋价值中位数
52.7%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Little Rock购房
如何申请
如何申请两个步骤,按此顺序
联系University District Development Corporation (UDDC)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
University District Development Corporation (UDDC) First-Time Homebuyer Program是什么?
University District Development Corporation (UDDC) First-Time Homebuyer Program是面向Little Rock,Arkansas购房者的可免除贷款,由University District Development Corporation (UDDC)管理。 The University District Development Corporation (UDDC) First-Time Homebuyer Program provides financial assistance to eligible first-time buyers purchasing a new or recently rehabilitated home within Little Rock's University District. Assistance may cover down payment, closing costs, and purchase-price reduction, with a maximum of $20,000 based on demonstrated need. Buyers must earn no more than 80% of Area Median Income and purchase a UDDC-constructed or rehabilitated home within the University District Development Area. The program is financed through the City of Little Rock with HUD HOME funds. Up to $20,000 in assistance. Down payment, closing cost, and purchase-price reduction. Targets the University District neighborhood. Need-based award. 资金来自U.S. HUD HOME Investment Partnerships Program, passed through the City of Little Rock to UDDC。
提供多少援助?
University District Development Corporation (UDDC) First-Time Homebuyer Program提供最高$20,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由University District Development Corporation (UDDC)决定。
需要偿还吗?
University District Development Corporation (UDDC) First-Time Homebuyer Program是可免除贷款,满足项目条件后余额即被免除。 触发还款的情形:Governed by HUD HOME affordability/recapture provisions (period scales with assistance amount); specific trigger terms not published on the program page - left blank。 该援助以second_mortgage顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
University District Development Corporation (UDDC) First-Time Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:A person previously married who owned a home with a spouse but does not currently have an ownership interest may qualify as a first-time homebuyer。 居住要求:Property must be within the University District Development Area。 Geographically restricted to UDDC-built/rehabbed homes inside the University District Development Area - not a general open-market DPA. Forgiveness term, homebuyer-education requirement, and recapture trigger are not published on the official program page (left blank rather than guessed). Confirm current funding cycle and HOME recapture terms with UDDC / City of Little Rock before publishing.
收入限制是多少?
University District Development Corporation (UDDC) First-Time Homebuyer Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Anticipated annual income must not exceed 80% of Area Median Income, adjusted for family size; UDDC uses current income documentation (pay stubs, benefit receipts) rather than prior-year tax returns. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
University District Development Corporation (UDDC) First-Time Homebuyer Program可用于single_family。 新建房屋符合条件。
适用于哪些地区?
University District Development Corporation (UDDC) First-Time Homebuyer Program服务于在Little Rock,Arkansas购房的购房者。 该项目针对特定区域:University District Development Area surrounding the University of Arkansas at Little Rock。
如何申请?
University District Development Corporation (UDDC) First-Time Homebuyer Program的申请通过University District Development Corporation (UDDC)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Little Rock购房者面向Little Rock购房者的其他项目
- City of Little Rock Down Payment Assistance Program最高$5,000
- Habitat for Humanity of Central Arkansas Homeownership Program第一抵押贷款
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP)最高$20,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Little Rock的全部74个项目项目条款由University District Development Corporation (UDDC)设定,并可能变化;申请前请在官方网站上确认。