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县级项目

Comite de Bien Estar - Bienestar Housing Resource Center Down Payment & Closing Cost Assistance

Comite de Bien Estar - Bienestar Housing Resource Center Down Payment & Closing Cost Assistance是面向San Luis,Arizona购房者的首付援助,由Comite de Bien Estar, Inc. - Bienestar Housing Resource Center (BHRC)管理。

最近核实于来源:Comite de Bien Estar, Inc. - Bienestar Housing Resource Center (BHRC)

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 关于信用:Mutual Self-Help marketing notes basic qualification requires income and credit; specific minimum not published.
  • 完成购房者教育课程,由Comite de Bien Estar / Bienestar Housing Resource Center (bilingual pre-purchase and post-purchase classes); eHomeAmerica online course.提供
  • 居住要求:Serves the San Luis / Yuma County border community.
  • Targeted to very-low- and low-income border families in the San Luis / Yuma County area who lack access to conventional financing. Down payment and closing-cost assistance is delivered through HUD-approved housing counseling; the Mutual Self-Help (USDA Rural Development) track requires participants to contribute roughly 65% of construction labor on their own home. Pre-purchase homebuyer education (8-10 hours, bilingual) required for the homebuyer track. Specific assistance dollar amounts and lien terms are not published on the website.
  • 位于Yuma County的房屋

不适用于

  • Yuma County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Yuma County的房屋

  • 54.7% 独栋
  • 4.3% 联排
  • 4.6% 2–4个单元
  • 6.2% 5+个单元
  • 30.1% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$217,800

Yuma County房屋价值中位数

25.3%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Yuma County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Comite de Bien Estar / Bienestar Housing Resource Center (bilingual pre-purchase and post-purchase classes); eHomeAmerica online course.提供。

  2. 联系Comite de Bien Estar, Inc. - Bienestar Housing Resource Center (BHRC)预留资金

    资金通过Contact the Bienestar Housing Resource Center to enroll in counseling and assistance.预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Comite de Bien Estar - Bienestar Housing Resource Center Down Payment & Closing Cost Assistance是什么?

Comite de Bien Estar - Bienestar Housing Resource Center Down Payment & Closing Cost Assistance是面向San Luis,Arizona购房者的首付援助,由Comite de Bien Estar, Inc. - Bienestar Housing Resource Center (BHRC)管理。 The Bienestar Housing Resource Center, a division of Comite de Bien Estar in San Luis (Yuma County), is a HUD-style one-stop housing center that facilitates access to affordable homeownership for very-low- and low-income, primarily Spanish-speaking border families. BHRC provides first-time homebuyer counseling along with down payment and closing-cost assistance, plus a USDA-funded Mutual Self-Help (Ayuda Mutua) housing program in which participating families perform about 65% of the construction labor on their own homes to reduce cost. Bilingual financial literacy, pre-purchase education (8-10 hours), and foreclosure-intervention counseling round out the services. 资金来自USDA Rural Development (Mutual Self-Help) and other housing/counseling funds; HUD-approved housing counseling agency.

需要偿还吗?

Comite de Bien Estar - Bienestar Housing Resource Center Down Payment & Closing Cost Assistance是首付援助,按Comite de Bien Estar, Inc. - Bienestar Housing Resource Center (BHRC)设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Comite de Bien Estar - Bienestar Housing Resource Center Down Payment & Closing Cost Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 关于信用,该项目说明:Mutual Self-Help marketing notes basic qualification requires income and credit; specific minimum not published. 须参加购房者教育课程,由Comite de Bien Estar / Bienestar Housing Resource Center (bilingual pre-purchase and post-purchase classes); eHomeAmerica online course.提供。 居住要求:Serves the San Luis / Yuma County border community. Targeted to very-low- and low-income border families in the San Luis / Yuma County area who lack access to conventional financing. Down payment and closing-cost assistance is delivered through HUD-approved housing counseling; the Mutual Self-Help (USDA Rural Development) track requires participants to contribute roughly 65% of construction labor on their own home. Pre-purchase homebuyer education (8-10 hours, bilingual) required for the homebuyer track. Specific assistance dollar amounts and lien terms are not published on the website.

收入限制是多少?

Comite de Bien Estar - Bienestar Housing Resource Center Down Payment & Closing Cost Assistance的收入限制如下:Serves very-low- and low-income families (Mutual Self-Help follows USDA Rural Development income limits); specific table not published on the website. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Comite de Bien Estar - Bienestar Housing Resource Center Down Payment & Closing Cost Assistance可用于Single-family detached和Self-help new construction (Mutual Self-Help / Ayuda Mutua)。 新建房屋符合条件。

适用于哪些地区?

Comite de Bien Estar - Bienestar Housing Resource Center Down Payment & Closing Cost Assistance服务于在San Luis,Arizona购房的购房者。

如何申请?

Comite de Bien Estar - Bienestar Housing Resource Center Down Payment & Closing Cost Assistance的申请通过Comite de Bien Estar, Inc. - Bienestar Housing Resource Center (BHRC)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Contact the Bienestar Housing Resource Center to enroll in counseling and assistance.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Comite de Bien Estar, Inc. - Bienestar Housing Resource Center (BHRC)设定,并可能变化;申请前请在官方网站上确认。