BluePoint Mortgage Zero-Down Home Loan

BluePoint Mortgage Zero-Down Home Loan是面向Statewide，California购房者的延期第二贷款。 FHA 3.5% down + BluePoint 3.5% DPA second = 100% financing. Wholesale-only. National listing. FHA first mortgage paired with 3.5% second-loan DPA from BluePoint Mortgage Wholesale = 100% effective financing. Covers FHA's required 3.5% down payment. 这是一个全国项目，适用范围不限于单个州或城市。 资金来自BluePoint Mortgage。

BluePoint Mortgage Zero-Down Home Loan为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：sale, refinance, or end of 30-year term。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

BluePoint Mortgage Zero-Down Home Loan面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Required - HUD-approved提供。 Sourced via Homebuyer Wallet (NAT260056). Wholesale-only product. Available nationwide via correspondent lenders. National-tier listing — same product line as the prior BluePoint listing (NT20250020) but expanded availability/listing.

BluePoint Mortgage Zero-Down Home Loan的收入限制如下：Per FHA underwriting guidelines。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

BluePoint Mortgage Zero-Down Home Loan可用于Single-family, Condo (FHA-approved), Townhouse, Manufactured (real property)。 预制房屋符合条件。

BluePoint Mortgage Zero-Down Home Loan是全国项目，因此不限于某一个州。

BluePoint Mortgage Zero-Down Home Loan的申请通过管理该项目的机构办理。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。