California Housing Finance Agency MyHome Assistance Program

California Housing Finance Agency MyHome Assistance Program是面向Statewide，California购房者的延期第二贷款。 Junior loan with deferred payments. Combines with CalHFA Conv, FHA, USDA, VA first mortgages. 30-year deferred. Deferred-payment junior loan up to 3.5% of purchase price OR appraised value (whichever less) for down payment and/or closing costs. Used in combination with CalHFA first mortgages. 资金来自CalHFA。

California Housing Finance Agency MyHome Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：sale, refinance, or end of 30-year term。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

California Housing Finance Agency MyHome Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Required - eHome America or NeighborWorks America提供。 Sourced via Homebuyer Wallet (CA20250040). NOTE: This may be a duplicate of existing 'CalHFA MyHome Assistance Program' in local CSV — fuzzy match did not catch the longer formal name. Verify before deduping.

California Housing Finance Agency MyHome Assistance Program的收入限制如下：Up to 80% AMI per CalHFA county schedule。 Up to 80% AMI per CalHFA county schedule. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

California Housing Finance Agency MyHome Assistance Program可用于Single-family, Condo, Townhouse, Manufactured (real property)。 预制房屋符合条件。

California Housing Finance Agency MyHome Assistance Program服务于在Statewide，California购房的购房者。

California Housing Finance Agency MyHome Assistance Program的申请通过管理该项目的机构办理。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。