City of Emeryville First Home Emeryville Down Payment Assistance Program

City of Emeryville First Home Emeryville Down Payment Assistance Program是面向Emeryville，California购房者的延期第二贷款。 30-year deferred loan at 3% simple interest. No monthly payments. Repayment due at sale, refinance, or non-occupancy. Administered by Hello Housing (nonprofit). Up to $200,000 deferred-payment 30-year loan at 3% simple interest. No monthly payments. Loan due at sale or non-occupancy. Property must be within Emeryville city limits — applicants do NOT need to live or work in Emeryville to apply. 资金来自City of Emeryville housing funds。

City of Emeryville First Home Emeryville Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：sale, refinance, or change of primary residence。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Emeryville First Home Emeryville Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Required - HUD-approved (Hello Housing or NID-HCA)提供。 Sourced via Homebuyer Wallet (CA20250048). Must be first-time homebuyer. Total household income at/under 120% of HUD-published AMI. Application periods are time-limited (announced via City news). No live/work-in-Emeryville requirement.

City of Emeryville First Home Emeryville Down Payment Assistance Program将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 120% of HUD-published AMI (Alameda County), updated annually. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Emeryville First Home Emeryville Down Payment Assistance Program可用于Single-family, Condo, Townhouse。

City of Emeryville First Home Emeryville Down Payment Assistance Program服务于在Emeryville，California购房的购房者。

City of Emeryville First Home Emeryville Down Payment Assistance Program的申请通过管理该项目的机构办理。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。