City of Napa Down Payment Assistance Program

City of Napa Down Payment Assistance Program是面向Napa，California购房者的延期第二贷款。 Deferred-payment loan; 1% interest accrues; no monthly payments required. Loan due in 30 years OR upon sale, transfer, or non-occupancy. Up to $150,000 or 30% of purchase price (whichever less) deferred-payment loan at 1% interest. No monthly payments. Loan due in 30 years. 资金来自City of Napa Housing Funds。

City of Napa Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：sale, refinance, change of primary residence, or end of 30-year term。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Napa Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Required - certified homebuyer education program提供。 Sourced via Homebuyer Wallet (CA260115). Household income must not exceed 80% of Napa County AMI. Property must be located within City of Napa limits.

City of Napa Down Payment Assistance Program的收入限制如下：80% of Napa County AMI, adjusted for family size. Updated annually. 80% of Napa County AMI, adjusted for family size. Updated annually. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Napa Down Payment Assistance Program将房价上限设为$764,750。 符合条件的房屋类型包括Single-family, Condo, Townhouse。

City of Napa Down Payment Assistance Program服务于在Napa，California购房的购房者。

City of Napa Down Payment Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。