City of Poway Supporting Home Ownership in Poway (SHOP) Program

City of Poway Supporting Home Ownership in Poway (SHOP) Program是面向Poway，California购房者的增值共享贷款。 Resale-restricted homeownership program. Down payment 3% (low income) / 5% (moderate income), gift-eligible. 45-year affordability lock. Inventory cycles only on resale of existing SHOP homes. Second-mortgage assistance via Poway Housing Authority and City of Poway funds. Homes purchased through SHOP carry 45-year affordability restriction with restricted resale price. 资金来自Poway Housing Authority, City of Poway。

City of Poway Supporting Home Ownership in Poway (SHOP) Program是增值共享贷款，按管理该项目的机构设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Poway Supporting Home Ownership in Poway (SHOP) Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Required - HUD First-Time Homebuyer course AND Poway Housing Authority SHOP/BEGIN course提供。 Sourced via Homebuyer Wallet (CA260146). Limited inventory: SHOP loans available only when an existing SHOP-financed home is resold. Down payment requirement: 3% (low income) or 5% (moderate income); may be gifted (not loaned). 3-year FTHB lookback. 45-year resale-price restriction.

City of Poway Supporting Home Ownership in Poway (SHOP) Program将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Low- to moderate-income (per Poway Housing Authority schedule, San Diego County). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Poway Supporting Home Ownership in Poway (SHOP) Program可用于Single-family。

City of Poway Supporting Home Ownership in Poway (SHOP) Program服务于在Poway，California购房的购房者。

City of Poway Supporting Home Ownership in Poway (SHOP) Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过waitlist (resale-driven)预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。