City of Riverbank First Time Home Buyers Program

City of Riverbank First Time Home Buyers Program是面向Riverbank，California购房者的延期第二贷款。 Gap-financing deferred loan to bridge what borrower can afford and home price; FHA / USDA RD / Fannie Mae / Freddie Mac / CalHFA compatible. Gap-finance deferred loan for first-time homebuyers in City of Riverbank (Stanislaus County). HCD CDBG/HOME-funded program supporting low- to very-low-income households. 资金来自HCD (CDBG, HOME)。

City of Riverbank First Time Home Buyers Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：sale, refinance, or change of primary residence。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Riverbank First Time Home Buyers Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Required - HUD-approved homebuyer education提供。 Sourced via Homebuyer Wallet (CA260153). Income limits per California HCD CDBG/HOME schedule (updated annually). Property must be located within City of Riverbank.

City of Riverbank First Time Home Buyers Program的收入限制如下：Per HCD CDBG and HOME income limits, updated annually. Based on household size and combined income. Per HCD CDBG and HOME income limits, updated annually. Based on household size and combined income. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Riverbank First Time Home Buyers Program可用于Single-family, Condo, Townhouse, Manufactured (real property)。 预制房屋符合条件。

City of Riverbank First Time Home Buyers Program服务于在Riverbank，California购房的购房者。

City of Riverbank First Time Home Buyers Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。