GSFA Assist-to-Own Program (County Employees)

GSFA Assist-to-Own Program (County Employees)是面向California购房者的延期第二贷款。 Enhanced GSFA Platinum for employees of GSFA member counties (Mono, Placer, Kings, Calaveras, Sutter, San Luis Obispo, Santa Barbara, and others). 3.5% deferred second mortgage plus 2% gift = 5.5% total. Can purchase anywhere in CA. Zero interest, no monthly payments. Up to 5.5% of purchase price in assistance. no monthly payments on DPA. 资金来自Bond/Authority。

GSFA Assist-to-Own Program (County Employees)按项目规定，提供相当于房价5.5%的援助。 该项目要求购房者自付1% of purchase price (borrower minimum)。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

GSFA Assist-to-Own Program (County Employees)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, refinance, or payoff of first mortgage。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

GSFA Assist-to-Own Program (County Employees)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Minimum 640 FICO score required for all borrowers。 居住要求：Primary residence; must be employed by GSFA member county。 公民身份或移民身份：U.S. citizen, permanent resident alien, or other eligible non-citizen。 Must be employed by participating county government; up to 5.5% of first mortgage as DPA (3.5% deferred loan + up to 2% grant); no first-time buyer requirement.

GSFA Assist-to-Own Program (County Employees)的收入限制如下：Contact program provider for current income limits。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

GSFA Assist-to-Own Program (County Employees)的房价上限如下：Contact program for current purchase price limits。 符合条件的房屋类型包括Single-family (1-4 unit), FHA-approved condominium, townhome/PUD。 新建房屋符合条件。 预制房屋不符合条件。

GSFA Assist-to-Own Program (County Employees)仅限Employees of GSFA Member Counties的员工。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

GSFA Assist-to-Own Program (County Employees)服务于在California任何地方购房的购房者。

GSFA Assist-to-Own Program (County Employees)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过GSFA lender portal预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。