Housing Trust Fund Santa Barbara Workforce Homebuyer Program (South County)

Housing Trust Fund Santa Barbara Workforce Homebuyer Program (South County)是面向Santa Barbara县，California购房者的需偿还的第二贷款。 10-year simple interest-only down payment loan up to $125,000 for low- to middle-income workforce homebuyers in South Santa Barbara County. Removes financial barriers for conventional financing. Up to $125,000 in assistance. 资金来自Non-profit / County。

Housing Trust Fund Santa Barbara Workforce Homebuyer Program (South County)是需偿还的第二贷款，按管理该项目的机构设定的条款偿还。 触发还款的情形：Due at end of 10-year term or on sale/transfer。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Housing Trust Fund Santa Barbara Workforce Homebuyer Program (South County)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Contact lender for current credit score requirements。 须参加购房者教育课程，由HUD-approved homebuyer counseling agency提供。 居住要求：Purchase in South Santa Barbara County。 公民身份或移民身份：U.S. citizen, permanent resident alien, or other eligible non-citizen。 Must purchase in Santa Barbara County; must work in Santa Barbara County (workforce program); income ≤80-150% AMI depending on tier; deferred loan for north county, interest-only for south coast.

Housing Trust Fund Santa Barbara Workforce Homebuyer Program (South County)将家庭收入限制在地区收入中位数的150%，该数值因县和家庭人数而异。 Contact program provider for current income limits. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Housing Trust Fund Santa Barbara Workforce Homebuyer Program (South County)将房价上限设为$900,000。 符合条件的房屋类型包括Single-family (1-2 unit), conventional condominium, townhome, PUD。 新建房屋符合条件。 预制房屋不符合条件。

Housing Trust Fund Santa Barbara Workforce Homebuyer Program (South County)服务于在Santa Barbara县，California购房的购房者。

Housing Trust Fund Santa Barbara Workforce Homebuyer Program (South County)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Contact provider directly; subject to funding availability预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。