San Pablo Economic Development Corporation San Pablo Loan Assistance for Sustainable Housing

San Pablo Economic Development Corporation San Pablo Loan Assistance for Sustainable Housing是面向San Pablo，California购房者的延期第二贷款。 Deferred-payment second-position loan; no payments until sale, transfer, or end of term. Interest = greater of shared appreciation or 3% simple. Funds restricted to down payment + non-recurring closing costs. Deferred-payment ('silent second') loan up to 20% of purchase price, capped at $100,000, for income-qualified first-time homebuyers purchasing in incorporated City of San Pablo. Interest at greater of shared appreciation or 3% simple interest. 资金来自City of San Pablo Affordable Housing Funds。

San Pablo Economic Development Corporation San Pablo Loan Assistance for Sustainable Housing为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：sale, transfer, or end of term。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

San Pablo Economic Development Corporation San Pablo Loan Assistance for Sustainable Housing面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Required - HUD-approved homebuyer education提供。 居住要求：Must continuously occupy as principal residence。 Sourced via Homebuyer Wallet (CA260151). Total household assets capped at $250,000. Priority for first responders, teachers, seniors, and veterans. Property must be in incorporated City of San Pablo limits.

San Pablo Economic Development Corporation San Pablo Loan Assistance for Sustainable Housing将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income (all members 18+) must not exceed 80% of Area Median Income (Contra Costa County). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

San Pablo Economic Development Corporation San Pablo Loan Assistance for Sustainable Housing可用于Single-family, Condo, Townhouse。

San Pablo Economic Development Corporation San Pablo Loan Assistance for Sustainable Housing在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、教育工作者、执法人员和消防员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

San Pablo Economic Development Corporation San Pablo Loan Assistance for Sustainable Housing服务于在San Pablo，California购房的购房者。

San Pablo Economic Development Corporation San Pablo Loan Assistance for Sustainable Housing的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。