Santa Clara County Housing Authority Below Market Rate Partnership Program

Santa Clara County Housing Authority Below Market Rate Partnership Program是面向Statewide，California购房者的增值共享贷款。 Shared-appreciation deed-of-trust subsidy. No monthly payments, 0% interest. County contributes the gap between what borrower can afford and the BMR home sale price. Repayment of County subsidy due at sale, refinance, or change of occupancy. County of Santa Clara works with Partner Agencies to subsidize a portion of the home sales price for lower-income buyers. County subsidy is secured by Deed of Trust with no monthly payments and 0% interest. 资金来自Santa Clara County affordable housing funds。

Santa Clara County Housing Authority Below Market Rate Partnership Program是增值共享贷款，按管理该项目的机构设定的条款偿还。 触发还款的情形：sale, refinance, or change of primary residence。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Santa Clara County Housing Authority Below Market Rate Partnership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Required - HUD-approved提供。 Sourced via Homebuyer Wallet (CA260103). County partners with local Below-Market-Rate housing programs (cities, nonprofits) to subsidize home purchases for lower-income buyers. Subsidy amount varies by partner and home.

Santa Clara County Housing Authority Below Market Rate Partnership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% of Area Median Income (Santa Clara County). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Santa Clara County Housing Authority Below Market Rate Partnership Program可用于Single-family, Condo, Townhouse。

Santa Clara County Housing Authority Below Market Rate Partnership Program服务于在Statewide，California购房的购房者。

Santa Clara County Housing Authority Below Market Rate Partnership Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。