Self-Help Enterprises Down Payment Assistance - Central Valley

Self-Help Enterprises Down Payment Assistance - Central Valley是面向California购房者的延期第二贷款。 Down payment assistance for first-time homebuyers in Fresno, Kern, Kings, Madera, Mariposa, Merced, Stanislaus, and Tulare Counties. Funded in cooperation with valley cities/counties. Additional financing to keep first mortgage payment affordable for low-income buyers. no monthly payments on DPA. 资金来自County/City partnerships / Federal。

Self-Help Enterprises Down Payment Assistance - Central Valley为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, transfer, or non-occupancy。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Self-Help Enterprises Down Payment Assistance - Central Valley面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Contact lender for current credit score requirements。 须参加购房者教育课程，由Self-Help Enterprises homebuyer education提供。 居住要求：Purchase in Fresno, Kern, Kings, Madera, Mariposa, Merced, Stanislaus, or Tulare County。 公民身份或移民身份：U.S. citizen, permanent resident alien, or other eligible non-citizen。 Available in Tulare, Fresno, Kings, Madera, Merced, Stanislaus, San Joaquin, and Kern counties. Must use Self-Help Enterprises as lender/servicer.

Self-Help Enterprises Down Payment Assistance - Central Valley将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Low income: household income ≤80% of Area Median Income (AMI). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Self-Help Enterprises Down Payment Assistance - Central Valley的房价上限如下：Contact program for current purchase price limits。 符合条件的房屋类型包括Single-family (1-4 unit), FHA-approved condominium, townhome/PUD。 新建房屋符合条件。 预制房屋不符合条件。

Self-Help Enterprises Down Payment Assistance - Central Valley服务于在California任何地方购房的购房者。

Self-Help Enterprises Down Payment Assistance - Central Valley的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Contact provider directly; subject to funding availability预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。